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Remote Benefits Leadership Trainee

$95k - $115k
Full-time

AIL

Remote Benefits Leadership Trainee

Company: Globe Life AO – American Income Division
Location: 100% Remote
Schedule: Flexible | Full-Time Availability Preferred
Position Type: 1099 Independent Contractor
Compensation: 100% Commission-Based | Weekly Commissions | Performance Bonuses
Experience: Entry Level | No Previous Insurance Experience Required
Training: Virtual Onboarding | Licensing Guidance | Leadership Mentorship

Build Your Future in a Remote Career With Leadership Potential

Are you motivated to develop your professional skills, help working families, and build a career with opportunities for advancement?

Do you enjoy communicating with people, learning new skills, and taking initiative?

Globe Life AO is expanding its virtual organization and seeking dependable, motivated individuals for our Remote Benefits Leadership Trainee opportunity.

This entry-level position provides a foundation in client relationship management, insurance benefits education, consultative sales, and professional development.

You'll begin by connecting with prospective and existing clients through Zoom and phone appointments, helping them understand available life, accident, and supplemental health insurance benefits.

As you gain experience, develop your skills, and demonstrate consistent performance, you may qualify for additional responsibilities involving mentorship, coaching, team development, and leadership.

No previous insurance experience is required to apply.

We provide training, licensing guidance, mentorship, and ongoing professional-development resources.

Why Explore This Opportunity?

100% Remote Work

Conduct client consultations, training, and team communication virtually from your professional home workspace.

Entry-Level Training

Learn insurance products, customer communication, virtual presentations, and electronic enrollment procedures.

Company-Provided Client Opportunities

Representatives receive access to company-provided warm leads and prospective client opportunities.

Weekly Commission-Based Earnings

Earn commissions on eligible completed business, with opportunities for bonuses and renewal income.

Flexible Scheduling

Organize your professional activities around appointments, follow-up, training, and business responsibilities.

Leadership Development

Develop communication, coaching, organization, problem-solving, and team-development skills.

What You'll Do

Connect With Clients and Build Relationships

Your initial responsibilities will focus on helping prospective and existing clients understand available insurance benefits.

You'll:

  • Contact company-provided prospective clients.

  • Schedule and conduct Zoom and phone consultations.

  • Build professional relationships with individuals and families.

  • Listen carefully to client questions and concerns.

  • Identify individual and family protection priorities.

  • Explain the purpose of benefit-review appointments.

  • Maintain accurate appointment and follow-up records.

  • Provide consistent client communication.

  • Develop long-term relationships through professional service.

Educate Clients and Assist With Enrollment

Once appropriately licensed, you'll:

  • Explain available life, accident, and supplemental health insurance products.

  • Conduct needs-based benefit consultations.

  • Review relevant coverage features and policy options.

  • Help clients understand available choices.

  • Recommend appropriate insurance solutions based on individual needs.

  • Answer questions about coverage and enrollment.

  • Assist eligible clients with electronic applications.

  • Review required documentation.

  • Follow applicable state insurance regulations and company procedures.

Provide Continued Customer Service

You'll also:

  • Provide professional follow-up after enrollment.

  • Respond to client questions.

  • Assist with applicable policy reviews.

  • Help clients navigate beneficiary and policy-service requests.

  • Direct clients to appropriate claims-support resources.

  • Maintain accurate digital client records.

  • Build lasting relationships through dependable service.

Develop Leadership Skills

As you gain experience and qualify for additional responsibilities, you may have opportunities to:

  • Mentor newer representatives.

  • Participate in virtual coaching sessions.

  • Support onboarding and professional development.

  • Help establish performance goals.

  • Review activity and productivity metrics.

  • Share effective communication and client-service practices.

  • Support team collaboration.

  • Encourage accountability and consistent follow-through.

  • Participate in leadership-development programs.

This position begins with client-facing insurance sales and service responsibilities. Leadership and management responsibilities are potential future opportunities, not guaranteed starting duties.

Company-Provided Client Opportunities

Representatives receive access to prospective client opportunities through the company, including individuals and families interested in learning about available benefits.

The client process generally includes:

Connect → Understand Needs → Educate → Recommend → Enroll → Support

There is no requirement to purchase leads.

The position involves outbound calls, appointment scheduling, and follow-up.

Traditional random cold calling and door-to-door prospecting are not required.

Weekly Commission-Based Compensation

Important Compensation Information

This opportunity is structured as a 1099 independent contractor position with 100% commission-based compensation .

It is not a guaranteed hourly, salaried, or traditional W-2 management position.

Potential compensation opportunities include:

  • Weekly commissions on eligible completed business.

  • Performance-based bonuses.

  • Renewal and residual income opportunities.

  • Additional production incentives.

  • Leadership-related compensation for qualifying representatives.

Individual earnings depend on activity, completed business, production, performance, and results.

No specific income level is guaranteed. Earnings vary.

Applicants should be comfortable with performance-based compensation before applying.

Remote Work and Virtual Business Tools

Your remote work environment may include:

  • Zoom client appointments.

  • Phone and email communication.

  • Electronic insurance applications.

  • Digital presentation systems.

  • Client-management technology.

  • Virtual training.

  • Team meetings.

  • Leadership-development sessions.

Required Home Office Equipment

Applicants must provide:

  • Reliable desktop or laptop computer.

  • High-speed internet connection.

  • Webcam and microphone.

  • Dependable phone access.

  • Quiet, professional workspace.

  • Basic computer proficiency.

The company provides access to designated business presentation and enrollment systems.

Personal computer equipment and home internet service are not provided or reimbursed.

Training and Leadership Mentorship

Our training program is designed to help new representatives develop the knowledge and professional skills needed for client-facing insurance responsibilities.

Training may include:

  • Virtual onboarding.

  • State insurance licensing guidance.

  • Insurance product education.

  • Customer-service development.

  • Client relationship management.

  • Consultative sales techniques.

  • Virtual presentations.

  • Electronic enrollment procedures.

  • Digital recordkeeping.

  • Communication and problem-solving.

  • Goal setting and accountability.

  • Performance tracking.

  • Team collaboration.

  • Coaching and leadership development.

Ongoing mentorship and professional-development opportunities are available.

Training is provided at no cost but is not hourly compensated.

State Insurance Licensing Requirements

Applicants do not need an insurance license when submitting an application.

However, representatives must obtain the appropriate state Life & Health Insurance License before performing activities requiring insurance licensure .

Licensing guidance is available.

Candidates are responsible for applicable expenses, including study materials, examination fees, background screening, fingerprinting, and state licensing fees.

Applicants should be willing and financially prepared to complete the licensing process.

Professional Support and Recognition

Qualifying representatives may have access to:

  • Medical insurance reimbursement opportunities.

  • Company-supported life insurance.

  • Accidental Death Benefit coverage.

  • Renewal and residual income opportunities.

  • Professional mentorship.

  • Leadership-development programs.

  • Union representation where applicable.

  • Virtual business technology and resources.

  • Performance recognition programs.

Medical reimbursement is not traditional employer-sponsored health insurance.

All benefits and programs are subject to applicable eligibility and qualification requirements.

Performance Incentives

Qualifying representatives may have opportunities to participate in:

  • Company-sponsored incentive travel.

  • Leadership conferences.

  • Professional-development events.

  • Performance recognition programs.

  • Achievement awards.

  • Team-building experiences.

All incentives are performance-based and subject to qualification requirements.

Leadership and Career Advancement

This opportunity provides a foundation for individuals interested in future team-development and leadership responsibilities.

Potential professional-development paths may include:

Client Benefits Representative → Senior Advisor → Trainer/Mentor → Team Leader → Sales Management → Advanced Leadership

Advancement depends on performance, qualifications, demonstrated leadership ability, and available opportunities.

Leadership or management advancement is not guaranteed.

Who We're Looking For

We're interested in individuals who demonstrate:

  • Strong verbal and written communication.

  • Excellent listening and relationship-building skills.

  • Professionalism and integrity.

  • Initiative and personal accountability.

  • Organization and time-management abilities.

  • Problem-solving and critical-thinking skills.

  • Comfort with performance-based goals.

  • Ability to work independently.

  • Willingness to collaborate with a virtual team.

  • Coachability and openness to feedback.

  • Interest in professional development.

  • Motivation to grow into future leadership responsibilities.

Experience in customer service, sales, operations, retail management, hospitality, healthcare, education, recruiting, military leadership, account management, financial services, or entrepreneurship may be helpful but is not required.

Minimum Requirements

Applicants must:

  • Be at least 18 years old.

  • Be physically located within an eligible U.S. location.

  • Be legally authorized to work in the United States.

  • Have access to a dependable desktop or laptop computer.

  • Maintain reliable high-speed internet.

  • Have webcam and microphone capability.

  • Maintain a professional home workspace.

  • Be comfortable communicating through Zoom and phone.

  • Be willing to complete required training.

  • Be comfortable with consultative insurance sales.

  • Understand the commission-only compensation structure.

  • Hold or be willing and able to obtain the required state Life & Health Insurance License.

  • Meet applicable licensing and background requirements.

About Globe Life AO

AO operates within the American Income Division of Globe Life, serving working families through life, accident, and supplemental health insurance products.

Our representatives work virtually while receiving support from experienced trainers, mentors, and agency leaders.

We emphasize professional service, integrity, accountability, teamwork, continuous learning, and performance-based development.

Our Mission: Protect Every Child. Serve All Working People.

Virtual Interview Process

Qualified applicants will first receive an approximately 15-minute career overview explaining the opportunity, compensation structure, licensing requirements, client process, training, and leadership-development path.

Interested candidates may then participate in a live Zoom interview with our hiring team.

Ready to Build Your Leadership Potential?

If you're motivated, enjoy helping people, and want to explore a remote career combining client service, insurance sales, professional development, and potential leadership advancement, we encourage you to apply.

Please apply only if you meet the minimum requirements, understand the commission-only compensation structure, and are willing and able to complete the required insurance licensing process.

Apply today with your updated resume to be considered for our Remote Benefits Leadership Trainee opportunity with Globe Life AO.

Work From Home. Serve Families. Develop Your Skills. Build Your Future.

Important Information About This Opportunity

This is a 100% remote, independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven; this is not an hourly or salaried position.

Candidates selected to move forward should be prepared to:

• Be at least 18 years of age and legally eligible to work in the United States
• Provide their own computer/laptop, webcam, reliable high-speed internet, and professional remote workspace
• Complete required training and participate in virtual meetings
• Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities
• Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense

No prior insurance experience is required. Training, mentorship, licensing guidance, and ongoing professional development are provided.

This opportunity is best suited for individuals who are self-motivated, coachable, comfortable working independently, and interested in a performance-based career with opportunities for professional growth and advancement.

American Income Life / Globe Life is committed to providing equal opportunity without regard to race, color, religion, sex, national origin, age, disability, veteran status, or other characteristics protected by applicable law.

Specific licensing requirements, fees, compensation, and contractor terms may vary by state and will be reviewed with candidates during the hiring and onboarding process.

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