Senior Product Manager, Payment Processing

About Us
Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.

At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world.

Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you.

Job Description

In this role, you will join the Visa Intelligent Authorization (VIA) product team within Acceptance Solutions. VIA is a modern acquiring platform that provides secure, scalable, and compliant access to a broad range of global payment services.

You will bring strong product management experience building innovative, commercially successful products. You will drive product strategy, execution, and delivery to expand features and capabilities. This role reports to the Senior Director, Visa Intelligent Authorization.

Responsibilities

• Drive the vision, strategy, and execution of Visa Intelligent Authorization (VIA) payment processing capabilities, ensuring alignment with organizational goals.

• Manage intake, prioritization, and roadmap execution for the Visa Platform Connect feature backlog.

• Partner closely with development and engineering teams to define end-to-end requirements, track execution, and commercialize payment products.

• Demonstrate deep knowledge of the payments ecosystem, including front-end APIs, platform orchestration, authorization, capture and clearing, payment schemes, processors, issuers, acquirers, and fraud and risk management.

• Interpret payment network mandates, compliance requirements, technical letters, and switch release bulletins from global and domestic payment brands to ensure ongoing compliance.

• Analyze processor specifications, especially those for major card schemes, and translate mandate and network feature requirements into end-to-end delivery plans for external releases.

• Develop detailed, network-agnostic product and functional requirements to support development, testing, and deployment.

• Collaborate with architects, development teams, and cross-functional partners to deliver features seamlessly by aligning stakeholders, identifying risks early, and removing blockers.

• Support end-to-end payment product delivery by clarifying requirements, defining scope, creating functional test scenarios, securing UAT sign-offs, and preparing release communications.

• Advocate for internal and external customer needs to inform product enhancements and prioritization.

This is a hybrid position. Your hiring manager will confirm in-office expectations.

Qualifications

Basic Qualifications:

• 5 or more years of relevant experience in product development.

• End-to-end understanding of Visa and other global payment scheme services, including authorization, clearing, settlement, and related processes.

• Ability to manage the full lifecycle of payment products.

• Proven ability to develop new products for B2B clients, including acquirers, processors, and large merchants.

• Understanding of transaction processing services such as fraud, risk, digital, and mobile, along with payment industry standards including ISO 8583, EMV, 3DS, and PSD2, is a plus.

• Strong understanding of card payment scheme compliance and the industry regulatory framework.

• Strong influencing skills and the ability to lead diverse, cross-functional teams across time zones, geographies, and cultures without direct authority.

Preferred Qualifications:

• 8 or more years of relevant experience with a bachelor’s degree, at least 5 years with an advanced degree (for example, a master’s, MBA, JD, or MD), or 2 years with a PhD.

• 5 or more years of experience in a payment processing environment.

• 5 or more years of experience in product lifecycle management.

• Strong experience working in agile environments, preferably the Scaled Agile Framework, and with process management tools such as JIRA and JIRA Align.

• Proven ability to develop roadmaps, write user stories, manage product backlogs, and prioritize competing requirements in a dynamic environment.

• Collaborative team player with broad experience partnering with subject matter experts, product teams, architects, and software engineers.

• Strong attention to detail and the ability to think strategically and independently.

• Excellent communication skills, including the ability to clearly and concisely communicate project issues and risks to executive audiences.

• Strong customer-centric mindset.

• Strong testing skills, including the ability to think like an end user and perform user acceptance testing.

U.S. Applicants Only

The estimated salary range for this position is $152,200.00 to $ 243,700.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity.Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

Work Hours

Varies upon the needs of the department.

Travel Requirements

This position requires travel 5-10% of the time.

Mental/Physical Requirements

This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer

Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law.