Commercial Banking Officer
ServisFirst Bank
At ServisFirst, Our Name is Our Mission.
DUTIES AND RESPONSIBILITIES
The incumbent will:
- Evaluate needs of potential clients and offer appropriate financial products, services and loans
- Promote and cross-sell other products and services as appropriate to client requirements
- Respond to client phone calls, inquiries and requests regarding accounts within 24 hours
- Provide ongoing relationship servicing with current clients to maintain goodwill and gain additional business
- Conduct networking activities such as community events, attending local Chambers of Commerce meetings, developing relationships with centers of influence and entertaining clients/prospects to enhance relationships and create new sales
- Develop call lists of clients and prospects to meet monthly call goals
- Conduct warm and cold prospect calls in accordance with stated goals
- Generate new business to meet annual growth goals
- Prepare and compile client information to open new accounts
- Gather and analyze financial data to assist in determining the credit worthiness of potential clients for risk and underwriting purposes
- Prepare loan memos and documents to submit for loan approval
- Ensure completeness and accuracy of loan documentation
- Oversee timely closing and funding of loans
- Inform and advise clients of status or enhancements to current account productivity and suggest resolution on account disputes and other account activity
- Coordinate and assist back office personnel in resolving credit problems, delinquent payment issues, overdrafts and other related affairs
- Responsible for being familiar with all compliance regulations and policies that are applicable to this position and follow and ensure compliance with these regulations and policies
MINIMUM QUALIFICATIONS
- Bachelor's degree in related field and minimum of three (3) years' banking or financial services experience required
- Experience working directly with customers at all levels, from support staff to business owners and managers
- Excellent communication and presentation skills, as demonstrated by previous experience interacting with decision makers and influencers
- Ability to prepare/coordinate proposals, review proposals for accuracy and work productively through the underwriting process
- Experience working independently
- Ability to stay organized and multi-task
- Experience using Microsoft Outlook, Word and Excel
- Sustained standing and sitting
- Frequent use of PC, including typing or sustained attention to monitor
- Occasional presentations requiring public speaking to small groups
- Occasional lifting of basic office files or equipment up to 20 lbs
- Normal office environment with comfortable internal temperatures and low level noise
- Some travel necessary for client/prospect meetings and networking events
EOE/AA
Vacancy posted 1 day ago
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