Credit Analyst - Auto Dealer Finance - Institutional Client Group

Job Description At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One. Responsibilities Approve the extension of credit and/or make recommendations to the final lending decision on new, renewal and extension loans. Conduct a complete credit analysis before making credit decisions or advising the decision makers. Gather, analyze, and interpret all types of credit information on existing and prospective customers. Review customer accounts and portfolios to identify, evaluate and determine appropriate actions on potential credit quality issues to maximize credit quality and minimize risk and potential loss to the company. Use technological tools, including computer software, to assist in the credit analysis process by evaluating credit or a portfolio. Compare and evaluate possible courses of action and make recommendations and/or decisions after various possibilities are considered. Basic Qualifications Bachelor’s degree or equivalent work experience. Typically four or more years of relevant experience. Preferred Skills/Experience Strong credit analysis and analytical skills. Thorough knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis. Background in economics, accounting, and/or finance. Effective technical report writing skills. Effective verbal and written communication skills. Proficient computer navigation skills using a variety of software packages. Master’s degree or CPA certification is preferred. Benefits Healthcare (medical, dental, vision) Basic term and optional term life insurance Short-term and long-term disability Pregnancy disability and parental leave 401(k) and employer‑funded retirement plan Paid vacation (from two to five weeks depending on salary grade and tenure) Up to 11 paid holiday opportunities Adoption assistance Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law Pay Range: $86,530.00 – $101,800.00 U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law. #J-18808-Ljbffr U.S. Bank