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Mortgage Customer Service Representative- Tax/Escrow/PMI

Iowa Bankers Mortgage Corporation

Description: The Mortgage Customer Service Representative assists in the Tax/Escrow area by performing the following duties: Tax · Research, review and prepare property tax payment files. · Pay individual property tax parcels. · Responds to emails sent to the inbox. · Provides superior customer service, both written and verbal, to homeowners, bankers, and other vendors. · Additional property tax related research & remediation. Escrow · Individual Escrow Analysis – Perform individual analysis as needed · Identify root cause of excess Escrow Shortages, Surplus and Significant Payment Changes · Mass Escrow Analysis – Perform required mass analysis annually according to state matrix. · New Loan – Perform new loan analysis as needed. · New Construction / Mid-Year Analysis - Assist with NewCon mid-year review and analyze loans as needed. · Waiving Escrow – To remove Property Taxes, Homeowners insurance and / or both to close escrow. · Approve Escrow Analysis Statements and Refund Checks. · Web Reports – Review reports showing additional website payments made to escrow for review / research and analyze as needed. · · Lock Box Report - Review reports showing additional payments made to escrow for review / research and analyze as needed. · Escrow Overdraft Report – Research, reanalyze and send letter as needed. Assist with · Insurance loss draft claims. · Review and update Flood information including but not limited to exchange of information with flood vendors. · Insurance Disbursements (HUB, MBA, MSP, ACH) · Insurance Refunds · RD Monthly Payment · FHA Monthly Payment · Reviews escrow & non-escrow hazard records and obtain updated documents as needed. · Reviews and update hazard information utilizing OnBase work queues. Reviews daily reports from MSP related to hazard updates. Requirements: Required Education: High school diploma or general education degree (GED) Required Work Experience: Two to five years of related experience and/or training; or equivalent combination of education and experience. Technology Skills: Accurately and efficiently process transactions. Proficient in Word & Excel. Preferred Black Knight System experience. Required skills or traits for the position: Follow established policies, procedures & guidelines. Demonstrate analytical decision making and problem-solving skills. PI3df1bc7fa48a-25448-40775132

Vacancy posted 7 hours ago
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