Mortgage Closer

Mortgage Closer

The Mortgage Closer's primary responsibility is to coordinate, prepare and review closing documents and verify their accuracy and completion in accordance with bank policies and procedures. The individual maintains communication with all parties involved in the loan closing process.

Calculates final closing costs and disburses funds in accordance with mortgage documentation

Ensures timely and accurate closing of various residential and residential construction loan transactions

Prepares and reviews closing documents, including funding checks prior to forwarding to title company for closing to ensure accurate and efficient closing

Reviews title commitments and surveys for accuracy and notifies interested parties of exceptions to ensure loan is closed in accordance with company policies and procedures and applicable laws to ensure a valid lien

Schedules closing and responds to inquiries regarding closing issues to ensure all parties involve are informed of any issues affecting the closing and are present at closing

Verifies closing costs, closing requirements, hazard insurance, TILA-RESPA Integrated Disclosures, etc. before issuing funding authorization to the title company

Develops and maintains a personal program for maintaining an adequate level of knowledge in mortgage loan matters and personal skill development to ensure an acceptable degree of performance

May requires work on physical bank premises - Office located in Terrell, TX

Requirements:

7 years experience in residential mortgage lending support

Knowledge of real estate documents, title commitments, surveys, appraisals, etc

High school diploma or GED

Maintain high level of communication skills both oral and written; strong attention to detail; strong problem solving and organization skills

Maintain accurate closing schedules

Skills:

Working knowledge of Microsoft Excel and MS Word; basic keyboarding and calculator skills; must be able to do simple math and carry out written instructions.

Preferred experience in Encompass (Banker edition)

Preferred experience with eNotes, eVault, Simplefile

Work occasionally requires more than 40 hours per week to perform the essential functions of the position

Must be able to travel regularly from location to location

Lifting in an office setting may be required up to 30 lbs.

ANBTX strongly encourages candidates that are fluent in English and Spanish to apply. Jobs that specifically require candidates to be bilingual will be posted as a requirement.

Equal Opportunity Employer This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.