Senior Accountant

Product ControllerIf you are ready to join a company that truly cares about its employees, our members, and our community then you have come to the right place!Summary of Role:The Product Controller role is established to strengthen product-level financial accuracy, accounting integrity, internal controls, and reporting governance. This role resides within Accounting and is responsible for maintaining the integrity of the official books and records for assigned products, including explicit ownership of controls and reconciliation over third-party financial data, while partnering closely with the Management Profit & Loss (P&L) team and Finance to support management reporting, forecasting, and ACL (Allowance for Credit Losses) coverage. This role serves as the designated Product Controller for the Loss Mitigation business area, with responsibility for accounting accuracy, controls, reporting governance, and cross-functional coordination related to Loss Mitigation activities.The role requires the ability to lead through influence, reinforce governance expectations, and drive timely issue resolution across teams while maintaining strong professional relationships.Scope & Definitions:Business scope: Loss Mitigation activities (e.g., modifications, collections/servicing actions, charge-offs, recoveries, and related fees/expenses) as applicable to the assigned portfolio.Financial scope: Owns product-level accounting positions and close deliverables, including journal entries, accruals, balance sheet accounts, and P&L activity attributable to Loss Mitigation.Data scope: Ensures traceability from operational sources and/or sub-ledgers through the General Ledger to financial and management reporting.Key partners: Accounting (official books/records), Management P&L (management reporting view), Finance (forecast/budget), Risk/CECL (credit loss framework), Operations, and IT/Data.Systems/tools (fill in): General Ledger: Prologue Operational platform(s): AKUVO, DNA, Black Knight; Sub-ledger/warehouse: ARCSysReporting StructureThe Product Controller reports within Accounting, with a direct reporting line to the Director, Assistant Controller, and maintains close working partnerships with Management P&L and Finance leadership. The Product Controller is aligned to the Loss Mitigation business area and partners closely with Loss Mitigation leadership, Management P&L, Finance, and Credit Risk.Essential Job Functions/Responsibilities:Own product?level accounting, including balances, activity, accruals, charge?offs, recoveries, and journal entriesEnsure compliance with US GAAP and internal accounting policiesLead month?end and quarter?end close activities related to assigned productsSupport internal and external audits with clear documentation and evidentiary supportReconciliations & Data IntegrityServe as primary owner of reconciliations between operational systems, sub?ledgers, third?party platforms, and the General LedgerInvestigate, resolve, and document reconciling items with defined escalation protocolsEstablish reconciliation standards, materiality thresholds, and aging monitoringStrengthen preventive and detective controls to ensure completeness and accuracy of financial dataOwn and oversee reconciliations with third?party service providers (e.g., collections, recoveries, servicing, and loss mitigation vendors), ensuring completeness, accuracy, timeliness, and end?to?end traceability from vendor reports through sub?ledgers to the General LedgerValidate third?party data feeds, statements, and invoices using standardized reconciliation procedures, defined variance thresholds, and aging analysisCoordinate investigation and resolution of third?party discrepancies with Loss Mitigation and Management P&L, and maintain documented issue logs and remediation trackingRetain reconciliation evidence and control documentation to support audit, SOX/ICFR, and regulatory requirementsKey Responsibilities - GeneralPartner closely with the Management P&L and Finance team to support product?level financial reporting, performance metrics, and executive presentationsCollaborate with forecasting, budgeting, and variance analysisSupport ACL/CECL processes by validating product-level data inputs (completeness, accuracy, and timeliness), preparing key reconciliations/tie-outs between source systems, sub-ledgers, management views, and the General Ledger, and documenting variances and resolutions for model governance and audit readinessServe as an accounting point of contact for CECL/ACL governance by providing support for process documentation and control evidence for assigned inputs and reconciliations (control ownership and model ownership remain with the designated process/model owners)Ensure financial, risk, and management reports are aligned and traceable to authoritative data sourcesGovernance, Controls & Change ManagementAct as control owner for product?level accounting and reporting processes, including key controls over third-party financial data and reconciliations.Maintain policies and procedures documentationEnforce change?management practices for new products, system changes, and reporting updatesMaintain data lineage documentation and source?to-report mappingsImplement preventive and detective controls related to third?party data completeness, accuracy, timeliness, review, and sign?offDefine escalation protocols and remediation timelines for third?party reconciliation issues and recurring variancesCritical Competencies & Professional ExpectationsCommunicates clearly and effectively with stakeholders across Accounting, Finance, Management P&L, Risk, Operations, and IT/Data; escalates issues with context, options, and recommended actionsApplies strong professional judgment; appropriately challenges assumptions, identifies risks, and advocates for compliant accounting and control outcomesDrives process improvements in a matrixed environment by influencing partners without direct reporting authority and aligning clear owners, timelines, and deliverablesEstablishes and maintains operating cadence (close calendars, reconciliation reviews, issue logs) to ensure controls and reporting standards are executed consistentlyNavigates ambiguity and competing priorities; manages to deadlines and maintains momentum through implementationActs as an objective partner who balances collaboration with appropriate independence to protect financial integrity and governanceIs a self-starter and has an entrepreneurial mind-setMinimum Job QualificationsBachelor's degree in Accounting, Finance, or related field5–7+ years of experience in Accounting or Product / Portfolio FinanceStrong knowledge of US GAAP, reconciliations, and internal controlsExperience with SOX/ICFR (or equivalent) control design, execution, and audit support, including documentation standards and evidence retention (as applicable)Strong Excel skills; experience using data and reporting tools (e.g., SQL, Power BI/Tableau, or similar) to perform reconciliations, analysis, and control monitoringExperience partnering with Finance, P&L, Risk, and Loss Mitigation/Credit RiskFinancial services or banking experience strongly preferredFlexibility required to travel between office locationsCompensation: $85,000-$116,196, plus a competitive benefits packageBilingual individuals who are fluent in a second language in addition to English are highly encouraged to apply.All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other status protected by applicable law.Broadview FCU is committed to ensuring individuals with disabilities and/or those who have special needs participate in the workforce and are afforded equal opportunity to apply and compete for jobs. 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