Processor I, Gap Claims

Processor I, GAP Claims

Join our team and be part of something truly transformational! Right now, we are seeking a detail-oriented Processor I to join our GAP Claims team. This opportunity is ideal for a professional with at least six months of hands-on GAP claims experience within the aftermarket automotive industry who thrives in a customer-oriented environment. In this role, you will deliver accurate and timely claim resolutions while maintaining effective communication across key internal departments and external third parties. Are you someone who takes ownership, solves problems with confidence, and makes a meaningful impact?

The Processor I, GAP Claims is responsible for reviewing, processing, and adjudicating Guaranteed Asset Protection (GAP) claims in accordance with company guidelines, policy provisions, lender requirements, and applicable state and federal regulations. The ideal candidate is detail-oriented, strong and effective communicator, has high emotional intelligence, loves problem solving, and has a customer focused mindset. Lastly, we are looking for a person who is interested in being a part of something bigger than themselves, someone who is more interested in joining a close-knit team and not just finding another job.

About us: Under the name of CareGard Warranty Services, Automotive Financial Group (AFG) was founded in 1994. Within the past 30 years AFG has become a leader in vehicle service contracts and protection products. Through partnerships with car dealerships, finance companies, and automotive manufacturers (OEM), CareGard has redefined the standards of service in the automotive industry. Driven by a profound mission to enhance the automotive landscape, CareGard has tirelessly worked towards nurturing talent and fostering a culture rooted in values of trust and reliability. Today, it stands as a titan among extended warranty providers, celebrated for its exceptional Google ratings and unwavering commitment to excellence.

Top Responsibilities:

• Review and process GAP claims from initial submission through final resolution
• Verify claim eligibility by analyzing contracts, loan documents, payoff statements, insurance settlements, total loss documentation, and various other documents required
• Ensure all required documentation is complete, accurate, and compliant with policy terms
• Calculate GAP benefits accurately and issue payments within established service-level standards
• Communicate professionally with lenders, dealerships, insurance carriers, customers, and internal teams to obtain missing information and provide claim status updates
• Identify discrepancies, potential fraud, or coverage issues and escalate as appropriate

Minimum Qualifications:

• A minimum of six months' experience working with GAP claims with a TPA Warranty company
• Strong communication skills, both verbally and in writing
• Be able to type 45 WPM
• 1 year of customer service
• 1 year of document processing and retrieval
• Bilingual Spanish/English (Preferred)
• Proficient computer skills, including Office 365
• Proficient data entry accuracy

Benefits offered:

• 401k Match
• Company provided Life Insurance & Short-Term Disability
• Professional Development
• Health/Dental/Vision insurance
• Nine Paid Holidays
• No weekends
• Paid Time off
• Employee Engagement & Birthday Celebrations

Salary Range: $16.00 to $25.00, based on experience Must be authorized to work in the U.S. We are unable to sponsor work visas.

CareGard Warranty Services