Director, Product Management - Bank

Why USAA? At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values – honesty, integrity, loyalty and service – define how we treat each other and our members. Be part of what truly makes us special and impactful. We are proud to support active-duty military spouses. USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs. The Opportunity As a dedicated Director, Product Management for the Bank, you will lead the strategy, performance, and lifecycle management of a portfolio of bank products, ensuring offerings deliver strong member value, sustainable financial performance and regulatory compliance. Oversee a team responsible for product strategy, roadmap execution, and performance optimization, using market insights, analytics, and member feedback to inform decisions. Partners across the organization to define product vision, prioritize investments, and deliver solutions aligned to business strategy, risk appetite, and member needs. Drive continuous product improvement while building organizational capability in data-driven product management and agile delivery practices. What you will do: Lead the development and execution of a multi year product strategy roadmap by analyzing market dynamics, identifying opportunities and competitive threats, and prioritizing innovation aligned with company goals and member needs. Identify market opportunities, competitive threats, and innovation priorities. Oversee full product lifecycle including design, launch, optimization, and retirement decisions. Lead prioritization of enhancements, features, and investments using data, financial analysis, and member insights. In partnership with marketing and distribution teams, leads go-to-market strategy and cross-functional alignment to ensure compelling product value propositions and strong product adoption across the bank. Use performance metrics, financial modeling, and market intelligence to inform strategic decisions. Establishe measurable success criteria and monitors portfolio health; Interprets performance results to inform product or sales forecast and planning. Ensure insights, research, and analysis are productive and evaluates performance metrics to drive recommendations for market opportunities or product enhancements. Build strong partnerships across technology, operations, marketing, finance, and risk. Leads product innovation while ensuring alignment with business objectives, risk appetite, and regulatory expectations. Develop recommendations to launch new products and the evaluation and decision to buy/build or partner. Coordinate with relevant control partners (to include Legal, Compliance, and Risk Management) to ensure product offerings are designed, implemented and managed in compliance with all applicable laws and regulations. Build and oversees a team of product professionals through ongoing execution of recruiting, development, retention, coaching and support, performance management, and managerial activities. Ensure risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures. Education: Bachelor's degree in Business, Marketing, Supply Chain, or Statistics; OR 4 years of relevant education and/or experience. Experiences that will support your success: 8 years of relevant industry experience in Actuary, Underwriting, Marketing, Sales and Service, Finance/Accounting Operations or Financial Services. 4 years of product management, portfolio leadership, or similar strategic management experience (similar experience includes direct support in managing product performance). 3 years of direct team lead or management experience. Experience leveraging data visualization tools and providing requirements to data teams (i.e., Tableau) . Experience creating product briefings and presenting to executive leadership. Experience managing product performance, roadmap planning, and go-to-market execution. Experience leading cross-functional initiatives in a regulated environment. Experienced in market research to create product roadmap, make product decisions and iterate rapidly. Knowledge of applicable Banking-industry laws, regulations, risk, and compliance requirements. Familiarity with KHLOE and ALS Systems: Experience with KHLOE and ALS (Automatic Lending Solutions) platforms. Consumer Lending Product Expertise: Knowledge of various consumer lending products, including auto loans, personal loans, and recreational loans. Digital Lending Exposure: Understanding of digital lending principles and processes, even without direct experience. Digital Customer-Facing Product Development Exposure: Experience or exposure to the development of digital products designed for customer interaction. US military experience gained through military service or gained as a military spouse / domestic partner [optional] Compensation range: The salary range for this position is: $143,320 - $273,930. USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.). Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. For more details on our outstanding benefits, visit our benefits page on USAAjobs.com. Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting. USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. If you are an existing USAA employee, please use the internal career site in OneSource to apply. Please do not type your first and last name in all caps. Find your purpose. Join our mission. USAA is unlike any other financial services organization. The mission of the association is to facilitate the financial security of its members, associates and their families through provision of a full range of highly competitive financial products and services; in so doing, USAA seeks to be the provider of choice for the military community. We do this by upholding the highest standards and ensuring that our corporate business activities and individual employee conduct reflect good judgment and common sense, and are consistent with our core values of service, loyalty, honesty and integrity. USAA attributes its long-standing success to its most valuable resource: our 35,000 employees. They are the heart and soul of our member-service culture. When you join us, you'll become part of a thriving community committed to going above for those who have gone beyond: the men and women of the U.S. military, their associates and their families. In order to play a role on our team, you don't have to be connected to the military yourself – you just need to share our passion for serving our more than 13 million members. USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law. California applicants, please review our HR CCPA - Notice at Collection here.