Small Business Credit Manager

Small Business Credit Manager

Location: Pittsburgh, Pennsylvania

We are seeking a seasoned Small Business Credit Professional with a proven track record and current seven-figure lending authority to lead our Credit and Servicing Groups. This pivotal role involves overseeing all underwriting, training, and performance KPIs for our Bank's Retail Small Business Lending Department.

For this position, we will accept four (4) years of commensurate experience or two (2) years of commensurate experience with an associate degree in lieu of the education requirement below.

Key Responsibilities:

• Leadership & Management: Lead and mentor a team of credit managers and servicing professionals, ensuring alignment with the Bank's strategic goals.
• Underwriting: Conduct transactional underwriting, focusing on complex and high-dollar credits as part of your daily and weekly routine.
• Training & Development: Develop and implement training programs to enhance the skills and performance of the underwriting team.
• Performance Monitoring: Monitor and manage performance KPIs to ensure the department meets its targets.
• Credit Strategy: Provide direction and coaching on the Bank's Small Business credit appetite, particularly for C&I and CRE products with exposures up to $3 million.
• Credit Evaluation: Evaluate maturing credits for potential renewals, ensuring sound credit decisions.

Skills and Certifications

Excellent communication skills, both written and verbal Excellent customer service skills Detail-oriented Excellent organizational, analytical and interpersonal skills High-dollar and complex credit evaluation (Lending Authority of 1Million+) Leading credit and servicing teams Familiarity with banking regulations (FDIC, OCC, etc.) Small Business Lending (C&I and CRE) KPI development and monitoring