Credit Analyst

Credit Analyst – Full Time. Location: Lincoln, NE The Credit Analyst is responsible for the review of all credit documentation pertaining to loans, including analyzing financial statements and periodic review of credit quality. ESSENTIAL DUTIES Review all financial information received as part of various credit requests/reviews. Responsible for data entry and spreads of financial statements, completion of credit analysis presentations, and assignment of risk rating. Complete annual reviews of files over specified dollar limits, as requested by management, noting such things as collateral value, credit ratios and current information. Complete collateral inspections for construction projects and floor plans. Ordering of real estate appraisals and completion of real estate internal evaluations. Ordering of environmental prescreens. Assessment of compliance to loan policy of credit requests. Valid state driver’s license, clean driving record and reliable transportation to complete collateral inspections for construction projects and floor plans. Adherence to schedule in a structured work environment. ADDITIONAL RESPONSIBILITIES Assist with customer and associate inquiries. Prepare monthly reports. Act as consultant for computer program input. Perform other reasonable duties as assigned. REQUIRED EDUCATION, EXPERIENCE AND SKILLS Bachelor’s degree in finance, accounting, related field or equivalent relevant work experience. 2–3 years bank credit analyst experience with a financial institution required or equivalent experience in a financial institution. Must be PC proficient in various software applications including financials spreading and Microsoft applications (Excel, PowerPoint, and Word). Strong analytical, problem solving and written and oral communication skills are required. Must be attentive to detail, accurate, self-motivated, flexible, organized and able to work under pressure. Complete assigned duties within required deadlines. Ability to work independently in a pressure environment with a high level of confidentiality. Ability to relate to and communicate effectively with internal and external customers at all levels. Practices high degree of professionalism and maintains satisfactory attendance within policy guidelines and is punctual. Cornhusker Bank is an Equal Opportunity Employer/Veterans/Disabled Cornhusker Bank is an equal opportunity employer and complies with all applicable federal, state and local fair employment practices laws. Cornhusker Bank strictly prohibits and does not tolerate discrimination against employees, applicants, or any other covered persons because of protected applicable federal, state or local law. All Cornhusker Bank employees, other workers and representatives are prohibited from engaging in unlawful discrimination. This policy applies to all terms and conditions of employment, including, but not limited to, hiring, training, promotion, discipline, compensation, benefits, and separation of employment. NOTICE: Federal law requires all employers to verify the identity and employment eligibility of all persons hired to work in the United States. Cornhusker Bank participates in E-Verify. We will provide the Social Security Administration (SSA) and, if necessary, the Department of Homeland Security (DHS), with information from each new employee’s Form I-9 to confirm work authorization. IMPORTANT: If the Government cannot confirm that you are authorized to work, this employer is required to provide you written instructions and an opportunity to contact SSA and/or DHS before taking adverse action against you, including terminating your employment. For more information on E-Verify, please contact DHS at View phone number on click.appcast.io. Employers may not use E-Verify to pre‑screen job applicants or to re‑verify current employees and may not limit or influence the choice of documents presented for use on the Form I-9. If you believe that your employer has violated its responsibilities under this program or has discriminated against you during the verification process based upon your national origin or citizenship status, please call the Office of Special Counsel at View phone number on click.appcast.io (TDD: View phone number on click.appcast.io). #J-18808-Ljbffr