Managing Underwriter, Mobility and Sharing Economy

Overview Being good neighbors – helping people, investing in our communities, and making the world a better place – is who we are at State Farm. It is at the core of how we operate and the reason for our success. Come join a #1 team and do some good! Responsibilities Join State Farm’s Sharing Economy Practice as a Managing Underwriter and help drive profitable growth across a dynamic and evolving large commercial insurance portfolio. This opportunity is ideal for an experienced commercial lines insurance professional who brings strong underwriting expertise, a relationship-driven approach to working with brokers and customers, and a business development mindset. In this B2B role, you’ll evaluate complex risks, build and strengthen strategic market relationships, and work across the enterprise to support growth, retention, and long-term portfolio performance within State Farm’s Mobility and Sharing Economy product line. Serve as the primary relationship manager and point of contact for Sharing Economy customers and their brokers, representing State Farm in a B2B, broker-led, large commercial marketplace. Drive new business and retention through a proactive sales-and-service approach (RFI/RFP participation, renewal strategy, negotiation support, onboarding readiness, customer service). Apply deep expertise in large commercial auto and Sharing Economy risk to assess exposures, recommend program structure/terms, and align opportunities with State Farm’s risk appetite. As a member of the Sharing Economy Practice and Extended Enablement team, you will work closely with enterprise partners (e.g., Claims, Actuarial, Finance, Legal, Risk/Compliance, Technology) to ensure responsive execution of customer needs, program changes, and issue resolution. Provide market and portfolio insights (competitive dynamics, broker/customer feedback, emerging trends) that inform strategy, product enhancements, and operational improvements. Identify emerging risks and operational friction points; elevate issues appropriately and help drive solutions that improve ease of doing business, compliance, and scalability. Support disciplined portfolio management by monitoring account health and performance indicators and recommending actions to strengthen profitability, risk outcomes, and customer experience. Qualifications 3+ years’ experience in large commercial auto underwriting and/or broker/account management (carrier or brokerage); Sharing Economy experience strongly preferred. Demonstrated ability to build and maintain relationships with large commercial customers and national brokers, including experience with broker-led placements (RFI/RFP, negotiations, renewals). Strong understanding of P&C commercial auto concepts: coverage, underwriting, risk selection, regulatory considerations. Experience working with admitted and non-admitted (E&S) placements; familiarity with associated compliance/reporting preferred. Ability to navigate ambiguity and operate with high autonomy while coordinating across multiple stakeholders to drive outcomes; ability to partner effectively with stakeholders throughout the enterprise (Actuarial, Claims, Legal, Finance, Technology, Risk, etc.). Innovative, “start-up” mindset—comfortable challenging conventional approaches, pushing others to think differently, and driving practical solutions in a fast-moving market. Strong communication skills with the ability to influence at all levels, including external executive audiences. Required Skills And Competencies Customer and broker mindset; strong focus on responsiveness and ability to create “easy to do business with” environment. Strong underwriting judgment and commercial instincts; able to balance growth with disciplined risk management. Leadership presence and credibility with external customers/brokers and internal leadership. Strong analytical and problem-solving capability; able to synthesize complex information into clear recommendations. Collaborative, proactive, and outcome oriented; effective at navigating cross-functional dependencies. Adaptable and resilient in a fast-paced, evolving market environment. Our Benefits Because work-life balance is a priority at State Farm, compensation is based on our standard 38:45-hour work week! Starting salary ranges based on experience, skillset and geographic location: Potential starting salary range: $137,000.00 - $179,000.00 Starting salary will be based on skills, background, and experience High end of the range limited to applicants with significant relevant experience Potential yearly incentive pay up to 15% of base salary For Los Angeles candidates: Pursuant to the Los Angeles Fair Chance Initiative for Hiring, we will consider for employment qualified applicants with criminal histories. For San Francisco candidates: Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. For VT, HI, ME candidates: Potential salary range: $137,000.00 - $179,000.00; Potential yearly incentive pay: up to 15% of base salary. For CO, WA, Washington DC, MD, IL, MA, VA candidates: Potential salary range: $137,000.00 - $196,900.00; Potential yearly incentive pay: up to 15% of base salary. For CA, CT, NY, NJ candidates: Compensation Range: $137,000.00 - $223,750.00; Potential yearly incentive pay: up to 15% of base salary. For Colorado and Remote candidates: Application deadline is expected to close on 07/10/2026. Applicant volume and hiring needs may result in early closure or extension beyond the listed deadline. To submit an application, click "Apply" on the job listing page on the State Farm career site. Requirements Travel: May be required to travel overnight via commercial transportation and/or driving a vehicle to conduct/attend training, conferences, meetings, and/or seminars. Flexible Work Schedule: May be required to work flexible, non-standard hours, including weekends and holidays, based on operational needs and workload. #J-18808-Ljbffr State Farm