Business Banker

Report To : Director of Commercial Lending

FLSA Status : Exempt

Summary

Business bankers manage a business loan portfolio. They perform careful analysis of prospective clients’ needs and best options, working with the client to determine optimal banking solutions. In addition, business bankers are in charge of communicating with current clients to ensure all needs are being met and questions are answered.

Responsibilities

• Act at the primary contact for the financial institution’s business customers.
• Employ personal communication and sales stills while meeting with prospective business/corporate clients.
• Meet with corporate clients, listen to their needs and goals and propose recommendations on how they can meet these goals.
• Maintain consistent communication with clients through outbound calls and personal onsite visits.
• Help clients determine what their financial needs are and goals should be.
• Assist clients with services and products such as loans, cash management, bank accounts, interest rate swaps, letters of credit, foreign exchange, insurance and others.
• Monitor clients’ finances regularly and maintain updated paperwork or account records.
• Develop strong professional relationships with members of the bank’s other departments, as well as external representatives.
• Assist with other functions of the bank such as supporting senior bankers in their duties or performing additional customer service roles.
• Comply with all relevant state and national regulations.
• All other duties as assigned.

Requirements

These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position. The requirements listed below are representative of the knowledge, skill and/or ability required to perform the position in a satisfactory manner. Individual abilities may result in some deviation from these guidelines.

• Bachelor’s degree in business, finance, economics, or a related field is required, with relevant experience in banking or financial services preferred.
• Formal training and completion of Commercial Lending Program
• Strong understanding of banking products and services including loans, credit lines, treasury and payment solutions.
• Have knowledge of current lending laws.
• Excellent analytical and problem solving, and financial assessment skills
• Knowledge of local market and business environment.
• Meeting with clients at various destinations.

First Independence Bank is an Equal Opportunity Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identification, age, sex, marital status, national origin, disability, genetic information, height or weight, veteran status, or other category protected by local, state, or federal law.