Retail Analyst

Transport is at the core of modern society. Imagine using your expertise to shape sustainable transport and infrastructure solutions for the future. If you seek to make a difference on a global scale, working with next-gen technologies and the sharpest collaborative teams, then we could be a perfect match.What you will do Do you believe that people are the key to the success of an organization? Are you someone who wants to impact the growth of both our business and that of our customers? Do you want variety, unique challenges, and opportunities? If yes, keep reading to find out how you can be a part of the exciting Retail Credit team at Volvo Financial Services (VFS), a part of the Volvo Group. VFS USAVFS USA supports Volvo Group franchise dealers across the United States supporting Volvo Trucks, Mack Trucks, Volvo Construction, Prevost (Bus) distributors, and Electric Mobility. VFS USA provides financing options to customers to meet their needs for equipment purchase to support and grow their business. Being part of a dynamic, fast paced, critical team at VFS, the Retail Credit department. You are actively involved in three dynamic areas within the Retail Credit department that impact our customers, our lease line business and credit flow: Contract Modification, Lease Line Audits, and assisting in Credit file reviews. For contract modification you will work closely with customers to obtain needed information including updated financial statements, bank statements and other pertinent information. You will compile and prepare information to review contract payment modifications, refinancing options and/or assignment and assumptions, and determine the best options available for a customer. In the process you will have the opportunity to work with various departments within VFS including Doc/Fund/Book, Collateral administration, Capital Markets, and your counterparts on the Retail Credit Team. Finally, you will have the opportunity to review credit submittals for completeness, help with the Auto Approval process, learn financial statement spreading, and review PayNet and credit bureau information to compile information to assist a Retail Credit Analyst in the review of credit submittals. What is the job?You are the face and voice of VFS to our customers both externally and internally. You are part of the Retail Team and support system for our dealer network. You will work directly with both our customers and sales teams to become a trusted advisor. Daily FocusYou will work directly with customers on contract modification. You will coordinate activities between various departments to ensure contract modification is processed timely and correctly. Knowing the positive impact this will have on our customers. You assist as needed, with credit submittals to prepare them for a Retail Credit Analyst review. ResponsibilitiesEnsuring contraction modifications, refinancing and assignment and assumptions are processed accurately and timely. As needed, you will asset the Credit Team with credit submittal review, financial statement spreading and other ad-hoc credit activities. In some cases, you will be part of a post-mortem process to provide insights into transactions. These insights will help ensure continuity and provide opportunities for improvement and efficiency. In all cases, you will adhere to The Volvo Way, Code of Conduct, and defined policy requirements. You will continuously look to gain industry knowledge, learn, and support process changes and improvements in the Retail Credit department.Who are you? Do you dream big? We do too, and we are excited to grow together. In this role, you will bring: You hold a BA/BS degree in Business Administration, Finance, or another related field. You bring experience in direct customer interaction with knowledge of loan or lease transactions a plus. This experience should come in a fast-paced, high-volume environment. You can easily adapt to various situations and tasks. Able to manage time effectively and are self-paced and guided. You strive to learn and own the processes that impact your daily activities. You are willing to raise questions and looking for ways to drive process change. Communication is critical to success in this role, and you bring fluency in reading, writing, and speaking English to the role. The ability to communicate in additional language(s) a plus! Your team works in Microsoft Office 365 tools, including Teams, at an intermediate level or higher, and you do too.Ready for the next move? If you want to make a real impact in your career, Volvo Financial Services is where you want to be. We look forward to meeting you. At the Volvo Group, we strive for a clear, transparent, and straightforward compensation approach, motivating you to contribute to the company’s growth. For this position, the base pay is set at $53,700.00 - $66,400.00 annually, and where applicable, bonus eligible.  The range for this role, as well as final salary offered, is determined by several factors including, but not limited to, geographic location, work-related knowledge, certifications, skills, education, and experience. In addition to these factors, we believe in the importance of pay equity and consider internal equity of our current team members as part of any final offer. In addition to a solid package of compensation and benefits, plus you will enjoy:

• Competitive medical, dental and vision insurance.
• Generous paid time off.
• Competitive matching retirement savings plans.
• Working environment where your safety, health and wellbeing come first.
• Focus on professional and personal development through Volvo Group University.
• Programs that make today’s challenging reality of combining work and personal life easier.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, national origin, disability, or status as a protected veteran. We value your data privacy and therefore do not accept applications via mail. Who we are and what we believe in We are committed to shaping the future landscape of efficient, safe, and sustainable transport solutions. Fulfilling our mission creates countless career opportunities for talents across the group’s leading brands and entities. Applying to this job offers you the opportunity to join Volvo Group. Every day, you will be working with some of the sharpest and most creative brains in our field to be able to leave our society in better shape for the next generation. ​We are passionate about what we do, and we thrive on teamwork. ​We are almost 100,000 people united around the world by a culture of care, inclusiveness, and empowerment. At Volvo Financial Services, we are working together to shape the world we want to live in. As the captive finance arm of the Volvo Group, VFS provides financial services and solutions that meet the needs of our customers’ evolving business. Through our dedication to innovation, we support society in its adoption of sustainable transport and equipment solutions. VFS is headquartered in Gothenburg, Sweden, and serves Volvo Group customers and dealers in more than 50 markets. What’s in it for you? We offer a solid and competitive package of compensation and benefits, plus you will enjoy a diverse working environment with a culture of care and inclusion. As an investment, we support your personal development and growth to achieve your career aspirations. Volvo Financial Services is an on-site business and we understand that you might need occasional or temporary flexibility, which your leader is equipped to manage and fits well to our culture, as being together enables us to build upon our innovative and collaborative culture, as well as develop you for continued success.