Benefits/Retirement Analyst

Ensure that employer-sponsored retirement and deferred compensation plans (e.g., 401(k), 409A, 457(b) plans) adhere to annual contribution limits, compensation caps, and other regulatory changes, such as Secure 2.0 Roth contribution requirements Work with Payroll team to review draft registers each pay period and retirement plan calculations.

Stay up to date on changes in retirement plan laws and limits, such as annual adjustments by the IRS (e.g., elective deferral limits, catch-up contributions, highly compensated employee thresholds).

Support the testing of benefit plan limit changes, system upgrades or new software to improve efficiency.

Support compliance with applicable federal and state regulations, such as ACA, ERISA, COBRA and HIPAA.

Assist in the review of survey data used for benefit plan benchmarking and assemble and prepare reports, presentations and other materials for review.

Support internal and external audits by providing accurate data, documentation, and analysis related to retirement plans.

Prepare regular reports on benefit enrollment, participation and compliance.

Strong attention to detail to ensure accuracy in payroll and benefits processing.

Bachelor’s degree in Human Resources, Business Administration, Finance, Statistics, or a related field. 

2-5+ years of experience in benefits administration, retirement plan management, or related HR/finance roles.

Experience with retirement plan platforms, and non-discrimination testing is a plus.

Strong knowledge of retirement plan regulations (e.g., ERISA, IRS, DOL)

Experience with 401(k) and Deferred Compensation Plan administration

Proficiency in HRIS systems, benefits administration software, and Microsoft Office Suite (Excel is a must).

Strong problem-solving skills with attention to detail.

Ability to handle sensitive and confidential information with discretion.

Certified Employee Benefits Specialist (CEBS) or Certified Benefits Professional (CBP)

Retirement Plans Associate (RPA)

Qualified 401(k) Administrator (QKA)

Professional in Human Resources (PHR) or SHRM-CP