Mortgage Post-Closing Auditor

Mortgage Post-Closing Auditor

Acrisure Mortgage is seeking a detail-oriented Mortgage Post-Closing Auditor to join our team. In this role, you will review closed mortgage loan files to ensure Closing Disclosures are accurate, compliant, and aligned with TRID regulations. The ideal candidate has strong analytical skills, enjoys working with financial documents, and takes pride in identifying and resolving discrepancies. This is an excellent opportunity for someone with mortgage operations experienceor a motivated professional looking to expand their knowledge of mortgage compliance and post-closing quality controlin a collaborative, remote work environment.

Role Overview

In this post-closing auditing role, you'll review fully closed mortgage files to ensure that Closing Disclosures (CDs) are accurate, compliant, and error-free in line with TRID regulations. You'll follow up with internal and external contacts to resolve any discrepancies, track documentation, and support your team on special projects as needed.

Key Responsibilities

• Manage a steady pipeline of closed loan files and perform detailed audits from start to finish
• Review each Closing Disclosure line by line for accuracy and compliance with TRID guidelines
• Communicate with title companies via email and phone to request documentation and clarify discrepancies
• Collaborate with internal team members and escalate any complex issues to your supervisor
• Use basic math, critical thinking skills, and simple accounting techniques to compare disbursement ledgers between lender and title company
• Handle sensitive financial and customer information with the highest level of attention and care

Required Qualifications

• Basic understanding of the mortgage loan process or a strong interest in learning the industry
• Excellent attention to detail and accuracy when reviewing financial documents
• Strong organizational and time management skills; ability to manage multiple files at once
• Comfortable working independently in a remote environment and as part of a virtual team
• Good written and verbal communication skills
• Proficiency with basic computer applications, including Microsoft Outlook, Excel, and Word
• Willingness to adapt to changing procedures and regulatory guidelines
• Ability to maintain confidentiality and handle sensitive information responsibly

Preferred Qualifications

(Not required but a plus)

• Prior experience in mortgage post-closing, loan processing, or quality control
• Familiarity with Encompass or similar loan origination systems
• Working knowledge of common mortgage documents (e.g., Closing Disclosure, Deed of Trust, Settlement Statement/ALTA)
• Awareness of compliance topics such as TRID, RESPA, TILA

Acrisure Mortgage is an Equal Employment Opportunity/Affirmative Action Employer and maintains a Drug-Free Workplace. Applicants must complete all interviews without the use of AI or automated tools.