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Loan Officer

West Capital Lending

Location: Remote (Must be licensed in North Carolina; Charlotte market focus)

Compensation: Commission-based (competitive splits; optional base or draw depending on experience)

We are seeking a motivated and customer-focused Loan Officer to join our growing team. This is a remote position , with a primary focus on serving clients in the Charlotte, NC. The ideal candidate is self-driven, knowledgeable in residential lending, and comfortable managing the loan process from application through closing in a virtual environment.

Key Responsibilities

  • Originate residential mortgage loans, including Conventional, FHA, VA, and Non-QM products
  • Build and maintain strong relationships with clients, real estate agents, and referral partners
  • Guide borrowers through the loan application process and provide clear, timely communication
  • Analyze borrower financials to recommend appropriate loan products
  • Ensure all loan files meet federal, state, and investor compliance requirements
  • Collaborate with processing and underwriting teams to ensure smooth and timely closings
  • Stay up to date on lending guidelines, market trends, and interest rate changes

Qualifications

  • Active North Carolina Loan Originator license (NMLS) required
  • 2+ years of experience as a Loan Officer or Mortgage Loan Originator preferred
  • Strong knowledge of mortgage products and underwriting guidelines
  • Excellent communication, sales, and relationship-building skills
  • Ability to work independently in a remote environment
  • Proficient with loan origination systems and digital documentation tools

What We Offer

  • 100% remote work environment
  • Competitive commission structure with high earning potential
  • Access to a wide range of loan products and competitive rates
  • Marketing and operational support
  • Flexible schedule with autonomy over your pipeline
  • Growth opportunities within a scaling organization
Vacancy posted 10 hours ago
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