Personal Lines Product Manager Assistant - Exclusive Agents

Personal Lines Product Manager Assistant - Exclusive Agents

We are Farmers – where ambition meets opportunity. At Farmers, we're a team with a passion for purpose and making a real difference in people's lives. We deliver peace of mind when it matters most. Our results-driven, high-performance culture thrives on creativity, accountability, and bold solutions. Here, growth isn't just a goal – it's a way of life for both the organization and every individual on our team. We tackle challenges head-on, learn from every experience, and measure our impact on the customers who trust us. Join an award-winning, equal opportunity employer, where you'll find more than a job – you'll find a supportive community. Enjoy competitive benefits, take part in meaningful volunteer projects, and help shape the future alongside talented colleagues across all backgrounds. At Farmers, helping others is at the heart of what we do.

Job Summary: This position is accountable for profit, loss (P&L) and growth for assigned market or product. The role develops, approves, and communicates product change recommendations cross-functionally. The role focuses on pricing, segmentation, and complex analytics to develop market and product strategies. This includes making strategic recommendations across pricing, underwriting, product design, and eligibility to drive profitable growth and business results. This position requires natural curiosity, being comfortable with complex unstructured problem solving and dealing with ambiguity. This position may lead and manage others.

Essential Job Functions:

• Manages profit, loss, and growth for an assigned market or product with direction and oversight, including monitoring results, identifying performance drivers, and recommending corrective actions
• Contributes to short-term product and market plans by translating analytical insights into tactical actions aligned to broader product strategy
• Utilizes data, tools, dashboards, and reports in support of analyzing and managing the profit and growth of the business
• Demonstrates expertise in pricing and ratemaking principles and the rating and underwriting of products
• Understands marketplace insights, competitive intelligence, and regulatory issues to inform the management and design of products
• Understands the pricing and underwriting of competitor products in support of analyzing the performance of the business relative to the market and industry
• Develops and recommends product, pricing, and underwriting changes; participates in approval processes with guidance and escalation as appropriate
• Identifies and leads the exploration of unstructured problems, such as investigation of variances, mix shifts, and impacts of competitor actions
• Participates in Department of Insurance interactions and agent communications related to product and pricing changes, with guidance from senior product leaders
• Communicates insights and initial recommendations to leadership

Education Requirements: High School Diploma or equivalent. Bachelor's degree in business or related fields such as mathematics, physics, engineering, economics, finance, statistics, accounting, or actuarial science preferred.

Experience Requirements: Minimum 4 years of experience in US property & casualty (P&C) in a pricing or actuarial role; or related experience preferred. Experience navigating negotiations with Departments of Insurance and leading product changes in complex regulatory states. People leadership experience preferred.

Special Skill Requirement: Possesses strong product knowledge. Understands principles of P&C pricing and underwriting. Understands key indicators of product health. Understands how to review and assess competitor product positioning and go to market strategies. Excellent interpretation of complex statistical data. Demonstrated analytical skills. Demonstrated ability to create presentations, able to communicate nuanced concepts in a straightforward way. Possesses strong technical aptitude. Experience in Excel required. Effective interpersonal skills. Demonstrated strategic thinking and business acumen.

Physical Environment: Required job duties are normally performed in a climate-controlled office environment with occasional exposure to uncontrolled outside environmental conditions. Physical Actions Job is performed in-person at a Farmers office or virtually at an approved alternative work location. The physical work environment is indoors and climate-controlled with adequate lighting and ventilation. Normal and customary distractions include background noise produced by office equipment and chatter among people, as well as interruptions. Frequently sits for prolonged periods of time, up to a full shift. Occasionally moves about the workplace including, navigating stairs, ramps, and level or uneven surfaces. Occasionally moves, pushes, pulls, lifts, carries, and/or places objects or materials weighing up to 25 pounds without assistance. Frequently uses shoulders, arms, hands, and fingers to manipulate equipment, tools, and objects necessary to perform job duties. Frequently performs fine motor tasks such as typing, mousing, or writing, up to a full shift. Rarely performs movements such as bending, stooping, crouching, kneeling, twisting, and reaching overhead or below the knees. Possesses clear vision, with or without correction, to visually read and verify information. Relies on depth perception and peripheral vision to navigate the work environment visually by identifying barriers, changes in terrain and locating objects. Possesses adequate hearing, with or without correction, to communicate with co-workers, respond promptly to auditory signals or alarms, and discern sounds essential for maintaining safety and productivity in the workplace. Jobs in this category require rare, if any, travel.

Benefits: Farmers offers a competitive salary commensurate with experience, qualifications, and location. Bonus Opportunity (based on Company and Individual Performance) 401(k) Medical Dental Vision Health Savings and Flexible Spending Accounts Life Insurance Paid Time Off Paid Parental Leave Tuition Assistance