Underwriting Compliance Coordinator

In this role, you will support the administration of owner-occupied rehabilitation, accessory dwelling unit (ADU), disaster recovery, and affordable housing assistance programs funded through federal, state, and local resources. You will play a key role in reviewing participant eligibility, underwriting loans and grants, monitoring compliance, preparing financing recommendations, and maintaining audit-ready program files.

Working closely with local jurisdictions, funding agencies, lenders, escrow and title companies, and internal staff, you will help ensure housing assistance programs are delivered efficiently, accurately, and in compliance with program requirements while advancing SHE's mission of strengthening communities and expanding housing opportunities throughout the San Joaquin Valley.

Responsibilities

• Review and analyze applicant income, assets, credit, property information, and supporting documentation to determine program eligibility, subsidy qualification, and underwriting feasibility.
• Conduct underwriting and prepare financing recommendations for rehabilitation, ADU, disaster recovery, and affordable housing assistance programs.
• Perform compliance and quality control reviews to ensure participant files are complete, accurate, and compliant with funding requirements.
• Identify file deficiencies, documentation gaps, and compliance concerns, and coordinate corrective actions to ensure audit readiness.
• Prepare financing recommendations and closing documentation.
• Assist in structuring financing packages utilizing multiple funding sources, including HOME, CDBG, CDBG-DR, PLHA, CalHome, HPG, and other affordable housing programs.
• Maintain complete, accurate, organized, and audit-ready participant files throughout the application, underwriting, and closeout process.
• Coordinate communication and workflow between lenders, escrow and title companies, funding agencies, and internal staff.
• Assist with tracking program budgets, expenditures, funding allocations, production goals, and reporting requirements related to assigned files.
• Maintain data integrity within internal databases and reporting systems and prepare activity, production, and compliance reports.
• Monitor changes in housing regulations, underwriting standards, and funding requirements to ensure ongoing compliance.
• Recommend process improvements that enhance efficiency, file quality, compliance monitoring, and program delivery.
• Represent Self-Help Enterprises professionally with participants, public agencies, community organizations, and funding partners.
• Perform other duties as assigned.

Must-Haves

• Strong analytical and problem-solving skills with the ability to interpret and apply complex regulations and program requirements.
• Exceptional attention to detail and accuracy when reviewing financial and eligibility documentation.
• Strong organizational and time-management skills with the ability to manage multiple files, deadlines, and priorities.
• Ability to communicate effectively with participants, lenders, funding agencies, contractors, and internal staff.
• Experience reviewing financial, income, credit, asset, and property documentation.
• Ability to maintain confidentiality and exercise sound professional judgment.
• Proficiency with Microsoft Office applications and database management systems.

Preferred Qualifications

• Experience with affordable housing, housing rehabilitation, disaster recovery, community development, lending, underwriting, grant administration, and housing assistance programs.
• Knowledge of federal, state, and local housing funding sources and regulations, including HUD, HOME, CDBG, CDBG-DR, HCD, PLHA, CalHome, HPG, and related programs.
• Experience with compliance monitoring, file review, loan packaging, subsidy calculations, and program reporting.
• Familiarity with escrow, title, lending, and residential construction processes.