Mortgage Loan Processor

Mortgage Loan Processor

A great banking experience starts with a great team! Mid Penn Bank is actively seeking a Mortgage Loan Processor to join our team. We believe that our ongoing success depends upon a skilled, satisfied and valued work force. As a member of our team, you can expect opportunities to develop your skills to help you excel in your role and achieve your professional career goals. We offer a comprehensive range of flexible benefits to support your personal and financial well-being.

Position Overview

The Mortgage Loan Processor is responsible for performing a variety of duties to support the mortgage loan function. This individual will coordinate work within the department as well as with other departments, complying with operating policies and procedures established for the mortgage loan function.

Essential Duties and Responsibilities

• Orders all appraisals from company approved appraisers and all verifications needed to process loan for loans sold to our investors.
• Submits approved loan files to the closer in an organized fashion for easy delivery to the title company.
• Places monthly order for stationary, supplies and copy paper for the department.
• Tracks documentation received from appraisers, employers, and financial institutions in a timely manner.
• Delivers fully processed loan files to underwriting department.
• Assists loan officers in receiving loan documents and conditions required for approval.
• Maintains knowledge of documents needed for all mortgage programs (FNMA, PHFA, in-house, etc.)
• Assists in the application process, documentation, disclosures, and compliance for residential mortgage loans.
• Assists underwriters with mortgage loan applications.
• Demonstrates Unwavering Service Standards of Performance.
• Responds to inquiries relating to his/her particular area, or to requests from customers, other personnel, etc., within given time frames and within established policy.
• Represents the organization to customers in a courteous, professional manner and provides prompt, efficient, and accurate service in the processing of mortgage applications and answering questions in person or by telephone.
• Ensures copies of Borrowers Homeowner Insurance is obtained.
• Reviews received loan documents for authenticity.

Education & Qualifications

• An Associate degree in related field preferred; specialized education or training relating to mortgage processing.
• A minimum of two (2) years' experience in related positions required.

Skill(s)

Proficient reading, writing, grammar, and mathematics skills; proficient interpersonal relations and communicative skills; basic knowledge of current mortgage lending regulations; a working knowledge of financial operating policies and procedures which impact mortgage loan services; moderate PC skills; ability to sit, stand, walk, bend, stoop, reach with hands or arms, use hands to manipulate objects, handle or feel, and lift items weighing 20 lbs. or less; visual, auditory and speaking skills.

Pay Transparency

We set standard salary ranges for our roles based on the position, function, and responsibilities, as benchmarked against similarly sized companies in our industry. Specific compensation offered will be determined based on a combination of factors including the candidate's knowledge, skills, depth of work experience, and relevant licenses/credentials. The salary range may vary based on geographic location.

The hourly rate ranges from $22.19 to $34.39 for this position.

Benefits

Mid Penn Bank offers a comprehensive benefits package to those who qualify. This includes medical plans with prescription drug coverage; flexible spending account, dental and vision insurance; life insurance; 401(k) program with employer match and employee stock purchase plan; paid time off, paid holidays; disability insurance coverage, parental leave; employee assistance program, and tuition reimbursement. In addition, all employees are eligible to participate in mentorship programs, receive individualized development and career counseling, and participate in Mid Penn University courses and development programs.

EEO Statement

Qualified applicants are considered without regard to race, color, age, sex, sexual orientation, gender identity, religion, national origin, genetic information, pregnancy, disability, or protected veteran status. We also comply with all applicable laws governing employment practices and do not discriminate on the basis of any unlawful criteria. Equal Opportunity Employer–Minorities/Females/Veterans/Individuals with Disabilities/Sexual Orientation/Gender Identity

Sponsorship Statement

As a condition of employment, individuals must be authorized to work in the United States without sponsorship for a work visa by Mid Penn Bank currently or in the future.