Commercial & Industrial Loan Officer

Description First Resource Bank, a thriving community bank headquartered in Exton PA and recognized as one of the “Best Places to Work”, is seeking a dynamic and motivated full-time Commercial & Industrial (C&I) Loan Officer The C&I Loan Officer is responsible for developing and managing a portfolio of commercial and industrial (C&I) banking relationships by originating, structuring, closing, and servicing loans and deposits while delivering exceptional customer service and maintaining a high-quality loan portfolio. The position reports to the Chief Lending Officer. Essential functions/responsibilities: Interview applicants to assess borrowing needs and collect required information, including loan applications, financial records, and personal financial statements, as applicable. Obtain and review credit reports and other required loan documentation, including EDR reports, title searches, flood certifications, and other due diligence materials. Analyze applicants' financial information, business operations, collateral, project details, and financial projections to determine loan feasibility and creditworthiness. Communicate with applicants throughout the lending process by answering questions and providing timely updates on loan status. Structure loan requests in accordance with bank lending policies and prepare complete credit presentations for the appropriate approval authority. Review loan documentation with clients prior to closing to ensure completeness and accuracy. Coordinate timely loan closings and funding while ensuring all conditions are satisfied. Manage ongoing customer relationships by servicing existing loans, processing new credit requests, and completing annual relationship reviews. Manage collection efforts and assist with early intervention strategies to minimize delinquency and credit risk. Develop and maintain collaborative relationships with internal departments, external partners, and community organizations to support lending activities. Participate in professional organizations, community events, and business development activities to promote the Bank and generate new business opportunities. Requirements Knowledge, skills and abilities Excellent verbal and written communication skills Excellent interpersonal and customer service skills Attention to detail Relationship management Strong business development, networking, and relationship management skills with a proven C&I sales record Excellent time management skills with a proven ability to meet deadlines Strong analytical and problem-solving skills Demonstrated collaboration across departments and with external customers Ability to prioritize tasks Ability to function effectively in a fast-paced and occasionally high-pressure environment Proficient with Microsoft Office Suite or related software Supervisory Responsibilities: None Education and Experience: Bachelor’s degree in accounting, finance or related field is preferred At least five years commercial banking experience Physical Requirements: Ability to travel locally for customer meetings and site visits. First Resource Bank is an Equal Opportunity Employer #J-18808-Ljbffr First-Resource-Bank