Commercial Insurance Advisor

# Commercial Insurance Advisor (Hybrid)Horan Companies, Inc. 63 East Genesee Street, Baldwinsville, NY 13027 (training location) **$45.67 – $50.48 an hour** *(approximately $95,000–$105,000 annually based on a full-time schedule)* **plus quarterly bonus opportunities —** Permanent, Full-time## Full Job Description#### **Position Overview**Hybrid, licensed commercial insurance role managing an established portfolio of business clients — this is a stable, hourly position, not a commission-only sales role, and no cold prospecting is required.We're a growing, people-first independent insurance agency seeking an experienced **Commercial Insurance Advisor** who can manage a book of business with minimal supervision and bring thoughtful coverage recommendations to business owners across Central New York.You'll work alongside a collaborative commercial team supporting small-to-mid-sized businesses, including contractors, restaurants, manufacturers, municipalities, retail businesses, professional offices, non-profits, salons, and many other local businesses.You'll work with respected carriers including **Erie Insurance, The Hartford, Dryden Mutual, OCMIC, and Progressive**, along with numerous additional regional, national, and specialty markets to help find coverage for each client's requirements.## Schedule & Work LocationTraining: 6 – 8 weeks onsite in Baldwinsville, 5 days per week with structured supportAfter training, choose your in-office days from Baldwinsville, Fulton, or OswegoHybrid schedule — typically 3 days in-office, 2 work-from-home days per weekFull-time, Monday – FridayNo nights, no weekends## Your Day-to-Day Responsibilities This role covers three core areas — managing an existing book of business, marketing and negotiating coverage, and staying organized while doing both.### Portfolio Management1. Manage a portfolio of commercial clients2. Review renewals and recommend coverage improvements3. Assist clients with endorsements, certificates of insurance, billing questions, and claims guidance4. Identify opportunities to strengthen existing client relationships through additional coverage recommendations### Marketing & Underwriting1. Market accounts to insurance carriers2. Prepare proposals and explain coverage recommendations3. Complete ACORD applications and supplemental underwriting forms4. Work directly with underwriters to negotiate coverage and pricing5. Recognize when an Excess & Surplus (E&S) market may be an appropriate solution for a particular risk### Systems & Documentation1. Maintain organized and accurate documentation within HawkSoft2. Work collaboratively with teammates to deliver a consistently strong client experience## What We're Looking For — and What You'll Earn Here's what you'll need to bring to this role and exactly what Horan puts on the table in return.### What You Bring* Active New York State Property & Casualty License* At least 5 years of commercial insurance experience *(or a minimum of 3 years in commercial lines following a strong personal lines background)** Experience marketing commercial accounts* Experience completing ACORD applications and supplemental carrier forms* Familiarity with Excess & Surplus (E&S) placements* Strong written and verbal communication skills* Excellent organizational and time management skills* Proficiency with Microsoft Outlook, Word, and Teams* **Preferred**: experience using the HawkSoft Agency Management System* **Preferred**: professional insurance designations such as CISR, CIC, CRM, CPCU, or similar* A college degree is not required### Compensation & Benefits* **Base Pay:** $45.67 – $50.48 per hour *(based on experience)** Quarterly bonus opportunities* Health, dental & vision insurance* 401(k) with employer match* 10 days PTO* Up to 5 additional paid sick days* Paid federal holidays* Birthday off* Paid parental leave* Company-paid life insurance* Short-term disability insurance* Paid continuing education, with support for advanced insurance designations## Is This Role the Right Move for You?Before you apply, here's an honest look at who tends to thrive in this position, who might be better suited elsewhere, and what makes Horan a place where commercial insurance professionals tend to stay.### This Role Is a Great Fit If You* Enjoy building long-term relationships with business owners* Already have meaningful commercial insurance experience and can manage accounts with minimal supervision* Are comfortable reviewing policies, identifying coverage gaps, and making thoughtful recommendations* Have experience completing ACORD applications accurately and efficiently* Are familiar with the Excess & Surplus (E&S) marketplace* Enjoy marketing accounts and collaborating with underwriters to find solutions* Can balance multiple renewals, submissions, service requests, and deadlines without sacrificing quality* Appreciate established processes while exercising good judgment* Value flexibility and can manage your workload independently* Enjoy solving problems rather than simply processing transactions### This Role Is NOT a Fit If You* Are looking to learn commercial insurance from the ground up* Prefer working exclusively in personal lines* Dislike detailed documentation or completing applications* Find managing multiple deadlines overwhelming* Prefer highly repetitive work where every account is essentially the same* Avoid conversations where you need to explain or recommend coverage* Need frequent supervision to stay organized and productive* Are looking for a high-pressure producer role built around cold prospecting and commission### Why You’ll Like Working Here* A growing Commercial Lines department with an established client base* Warm inbound and referral opportunities* Strong relationships with a broad network of insurance carriers* An experienced and collaborative team* Modern systems and clearly defined workflows* Leadership that understands insurance* A stable company focused on long-term success for clients and employees## Ready to Apply?If you're a licensed commercial insurance professional who enjoys managing an established book of business and guiding business owners toward coverage that fits their operations — and you're ready to build a long-term career with a growing agency — we'd love to hear from you.At Horan, our **Core Values** guide how we work with clients and with each other.Apply today and help deliver insurance the way it should feel: **clear, confident, and solution-focused.***Note: This page features an overview of the role and not an exhaustive list of responsibilities and requirements.*### Purple Client Experience:Remarkable and memorable positive encounters### Phenomenally High Standards:Expecting extraordinary quality### Ahead of the Curve:Embracing change and evolving trends### Understanding Value of Reputation:Being mindful of words and actions### Playing Well in the Sandbox:Teamwork is key### Empathy Before Action:Compassion in every response**Commercial Insurance Advisor application**To apply for this position, fill out the form, attach your resume and optional cover letter, and submit. #J-18808-Ljbffr