Representative Customer Service | Work From Home

Virtual Customer Benefits Support Representative / Work From Home

Company: AO | Globe Life
Location: 100% Remote – United States
Schedule: Full-Time | Flexible Schedule
Compensation: Commission-Based | Weekly Pay | Performance Incentives
Experience: Entry-Level Friendly | Training & Mentorship Provided

Help Families. Deliver Exceptional Service. Build Your Career From Home.

Are you looking for a 100% remote career where you can use your communication and customer service skills while helping individuals and families understand important benefit options?

AO is seeking motivated, service-oriented professionals to join our growing virtual team as Virtual Customer Benefits Support Representatives .

In this role, you'll connect with clients through scheduled phone and Zoom appointments, answer questions, explain available life, accident, and supplemental health insurance benefits, and provide professional guidance throughout the enrollment process.

No previous insurance experience is required. We provide comprehensive training, licensing guidance, mentorship, and ongoing professional development.

✔ 100% Work From Home
✔ Weekly Commission Pay + Performance Bonuses
✔ Qualified Client Opportunities
✔ No Lead Purchasing Required
✔ Comprehensive Training & Mentorship
✔ Flexible Schedule
✔ Leadership & Advancement Opportunities

About the Role

As a Virtual Customer Benefits Support Representative , you'll help create a positive client experience by combining customer service, benefits education, relationship building, and enrollment support .

You'll work with individuals and families virtually, helping them understand available coverage and providing the information they need to make informed decisions.

What You'll Do

Customer Service & Benefits Support

• Meet with clients through scheduled Zoom and phone appointments
• Answer questions regarding available benefits and coverage options
• Explain life, accident, and supplemental health insurance benefits clearly and professionally
• Identify client needs and provide appropriate benefit recommendations
• Guide clients through applications and enrollment
• Provide professional follow-up and ongoing client support

Client Relationship Management

• Build trusted, long-term relationships with clients
• Assist with applicable policy reviews and beneficiary updates
• Schedule appointments and manage follow-up communication
• Maintain accurate digital client records and documentation
• Respond to client questions with professionalism, accuracy, and care
• Deliver an exceptional client experience from initial consultation through ongoing service

Training & Professional Development

• Participate in structured virtual onboarding
• Attend weekly training and coaching sessions
• Receive one-on-one mentorship from experienced leaders
• Develop customer service, communication, and presentation skills
• Build product and benefits knowledge
• Participate in leadership development opportunities

What We Offer

100% Remote Work

Work from home while connecting virtually with clients, teammates, and mentors throughout the United States.

• No daily commute
• Flexible scheduling
• Virtual appointments
• Remote training and mentorship
• Collaborative team environment

Weekly Performance-Based Compensation

This is a commission-based opportunity , not an hourly or salaried customer service position.

Compensation opportunities may include:

• Weekly commission payments
• Performance-based bonuses
• Renewal and residual income opportunities
• Leadership incentives as applicable
• Performance recognition

Individual earnings vary based on production and performance and are not guaranteed.

Qualified Client Opportunities

Focus on helping individuals and families interested in learning more about available benefits.

No lead purchasing is required.

Comprehensive Training & Mentorship

No previous insurance experience is necessary.

We provide:

• Structured onboarding
• Insurance licensing guidance
• Product and benefits education
• Customer service training
• Consultative sales development
• One-on-one mentorship
• Weekly coaching
• Leadership development
• Ongoing professional education

Benefits & Recognition

Qualifying representatives may have access to:

• Medical insurance reimbursement program
• Company-supported life insurance
• Accidental Death Benefit coverage
• Renewal and residual income opportunities
• Leadership development programs
• Performance recognition and rewards
• Professional conferences and team events
• Incentive travel opportunities for qualifying performers

Eligibility requirements and qualification periods may apply.

Career Growth

AO believes in developing talent from within.

Representatives who demonstrate strong performance, professionalism, consistency, and leadership ability may have opportunities to progress into:

• Mentoring and training
• Team development
• Leadership
• Management
• Additional advancement opportunities

Career advancement is based on performance and development rather than tenure alone.

What We're Looking For

Successful candidates typically demonstrate:

• Strong communication and interpersonal skills
• Customer-service-focused mindset
• Positive attitude and willingness to learn
• Professionalism and integrity
• Self-motivation and personal accountability
• Strong organization and time-management skills
• Dependability and attention to detail
• Ability to work independently from home
• Comfort using computers and virtual communication platforms
• Coachability and desire for professional growth

Helpful Experience

Experience in these areas can be beneficial but is not required :

• Customer Service
• Member Services
• Client Support
• Call Centers
• Retail
• Hospitality
• Healthcare
• Education
• Administrative Support
• Banking
• Financial Services
• Sales

Minimum Requirements

Applicants must:

• Be at least 18 years of age
• Be legally authorized to work in the United States
• Be physically located within the United States
• Have access to a computer or laptop
• Maintain reliable high-speed internet
• Have webcam and microphone capability
• Maintain a quiet, professional workspace
• Be comfortable conducting virtual client appointments
• Be willing and able to obtain the required state Life & Health Insurance License

Licensing guidance and support are provided.

Virtual Interview Process

Qualified applicants will complete a brief career overview explaining the position, compensation structure, licensing requirements, training, and advancement opportunities.

Candidates interested in continuing will then have the opportunity to participate in a live Zoom interview with our hiring team.

Ready to Build Your Remote Career?

If you're looking for a work-from-home opportunity where you can help families, build valuable professional skills, and create long-term income and advancement opportunities based on your performance, we'd like to hear from you.

Apply today to be considered for our Virtual Customer Benefits Support Representative opportunity with AO.

Help Families. Deliver Great Service. Grow Your Future From Home.

Important Information About This Opportunity

This is a 100% remote, independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven; this is not an hourly or salaried position.

Candidates selected to move forward should be prepared to:

• Be at least 18 years of age and legally eligible to work in the United States
• Provide their own computer/laptop, webcam, reliable high-speed internet, and professional remote workspace
• Complete required training and participate in virtual meetings
• Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities
• Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense

No prior insurance experience is required. Training, mentorship, licensing guidance, and ongoing professional development are provided.

This opportunity is best suited for individuals who are self-motivated, coachable, comfortable working independently, and interested in a performance-based career with opportunities for professional growth and advancement.

American Income Life / Globe Life is committed to providing equal opportunity without regard to race, color, religion, sex, national origin, age, disability, veteran status, or other characteristics protected by applicable law.

Specific licensing requirements, fees, compensation, and contractor terms may vary by state and will be reviewed with candidates during the hiring and onboarding process.