Mortgage Banking Originator
Citizens & Northern
Mortgage Loan Originator II
For over 160 years, C&N has been committed to creating value through lifelong relationships with our customers, communities, shareholders, and teammates. What sets us apart from other banks is our unwavering dedication to embodying our values of teamwork, excellence, respect, responsibility & accountability, integrity, and having fun in everything we do, daily. From partnering closely with our customers and guiding them toward their life aspirations to supporting our local communities through our many initiatives, including "Giving Back, Giving Together," to making the best decisions for the long-term interests of our shareholders, C&N is committed to being the only financial institution that our customers will ever need. We believe in fostering a culture where every employee thrives. Join us to be part of a team that values innovation, collaboration, and excellence, where your career aspirations are supported, and your talents are appreciated.
You're a seasoned mortgage professional who thrives on building relationships, delivering exceptional client experiences, and driving results. At C&N, we're seeking a Mortgage Loan Originator II to join our Mortgage Lending team. In this role, you'll leverage your experience and market knowledge to originate and underwrite residential mortgages, develop strong referral networks, and help clients achieve their dream of homeownership. If you're an experienced originator who's ready to grow your impact with a community-focused bank that values service, integrity, and results—this role is for you.
Mortgage Sales & Origination: Originate and underwrite conforming and non-conforming residential mortgages while maintaining accuracy, compliance, and client satisfaction.
Interview clients, analyze financial needs, and provide clear, personalized mortgage solutions using C&N's suite of lending tools.
Identify opportunities to connect clients with additional financial solutions across deposit, insurance, investment, and trust services.
Community Engagement: Actively participate in community events to promote C&N and strengthen brand awareness.
Education & Experience – You will need a Bachelor's Degree AND 4-6 years previous related experience in a customer service setting, preferably in a banking environment OR an equivalent combination of education and experience.
Strong understanding of mortgage lending and market trends.
Willingness to travel for client meetings and community involvement.
Manages Complexity: Analyzes situations, gathers data, and evaluates options to solve complex problems effectively.
Business Insight: Understands business operations, market trends, and applies knowledge to drive results.
Customer Focus: Delivers tailored solutions, exceeds expectations, and builds strong customer relationships.
At C&N, we're more than just a team – we're a community working together toward a shared mission: the success of our customers, teammates, shareholders, and communities. At C&N, you'll grow alongside our customers as we work together to achieve meaningful goals. You'll learn from and with your teammates, fostering both personal and professional growth. Together, we give back and celebrate the milestones that matter to our communities. Paid Time Off: Generous vacation, personal, sick, family sick, and community service leave.
Retirement Savings: 401(k) with pre-tax and ROTH contribution options and a safe harbor match, plus an Employee Stock Ownership Plan (ESOP).
Health & Wellness: Health, dental, and vision coverage, including employer-paid premium options for employee-only coverage. Health Savings Account (HSA) and Flexible Spending Accounts (FSAs) for medical and dependent care. Employer-paid life and disability insurance. Access to education and development programs and ongoing support for personal and professional growth.
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