Underwriter Position Full Time Insurance

Position Summary The Senior Underwriter is responsible for the profitable growth, underwriting, and brokerage/distribution management of a portfolio of complex commercial marine and specialty insurance accounts. The Senior Underwriter exercises broad underwriting authority and sound judgment in risk selection, pricing, coverage design, and portfolio management — while also driving new business production through direct market relationships — to support the achievement of divisional growth and profitability objectives.

Essential Duties and Responsibilities Underwriting & Portfolio Management Underwrite and manage a portfolio of new and renewal commercial marine and specialty insurance accounts within established underwriting authority.

Evaluate complex risks, including financial, operational, contractual, and loss exposure information to determine acceptability and pricing.

Analyze submissions, loss experience, exposure data, surveys, valuations, and other underwriting information to make informed underwriting decisions.

Develop coverage structures, pricing strategies, terms, conditions, and underwriting recommendations consistent with company guidelines and profitability objectives.

Monitor account profitability and portfolio performance, identifying trends and implementing corrective actions as needed.

Issue quotations, indications, binders, endorsements, and policy documentation while ensuring accuracy and compliance with underwriting guidelines.

Manage renewal strategies and proactively identify growth opportunities within existing accounts.

Support facility management, bordereaux reporting, carrier reporting requirements, and portfolio analytics as applicable.

Brokerage & Distribution Market and negotiate placements, pricing, coverage, and terms directly with brokers, agents, carriers, and insureds to secure the best available outcome for the account.

Serve as the primary point of contact for agents and brokers on market appetite, submission strategy, and placement status across the portfolio.

Leadership & Collaboration Provide technical guidance, training, and mentorship to Underwriters, Underwriting Associates, and other team members across both underwriting and brokerage functions.

Collaborate with claims, compliance, operations, accounting, and distribution teams to ensure effective account management and service delivery.

Assist with the development and implementation of underwriting guidelines, procedures, and best practices.

Participate in strategic initiatives, product development, process improvements, and business planning activities.

Qualifications Bachelor's degree preferred or equivalent insurance industry experience.

Minimum of 5-8+ years of commercial underwriting, brokerage, or related insurance experience.

Demonstrated experience underwriting and/or brokering complex marine, transportation, energy, specialty, or commercial casualty risks.

Strong understanding of policy forms, coverage analysis, risk assessment, and underwriting principles.

Proficiency in underwriting systems, policy administration systems, Microsoft Office, and data analysis tools.

Preferred Qualifications Commercial marine underwriting or brokerage experience, including Hull & Machinery, Protection & Indemnity, Marine General Liability, MEL, Excess Liability, Inland Marine, or Transportation risks.

Existing broker and carrier relationships within marine, energy, transportation, or specialty insurance markets.

Experience managing delegated authority programs, facilities, MGAs, or Lloyd’s business.

Knowledge, Skills, and Abilities Advanced knowledge of commercial insurance principles, underwriting practices, and coverage analysis.

Strong understanding of marine and specialty insurance exposures and market conditions.

Ability to independently evaluate, structure, negotiate, and place complex insurance transactions across both underwriting and brokerage channels.

Excellent portfolio management and profitability analysis skills.

Strong leadership, coaching, and mentoring skills.

Career Path This position serves as a senior technical and production-focused underwriting and brokerage role with opportunities to advance into Underwriting Manager, Regional Underwriting Manager, Vice President, or other leadership positions through demonstrated underwriting expertise, portfolio performance, business development success, and leadership contributions.

Position Summary (for Workday Posting) The Senior Underwriter is responsible for underwriting, brokering, and managing a portfolio of complex commercial marine and specialty insurance risks while driving profitable growth and maintaining strong broker and carrier relationships. This role exercises broad underwriting authority, develops underwriting strategies for new and renewal business, negotiates terms and pricing directly with markets and brokers, and serves as a technical resource and mentor to underwriting and brokerage staff. The successful candidate will possess strong underwriting expertise, relationship management and market negotiation skills, and the ability to balance production goals with disciplined risk selection.

We are committed to building and sustaining a diverse workforce throughout the organization. Our vision is an inclusive and equitable workplace where all employees are valued for and evaluated on their performance and contributions. Differences in race, creed, color, religious beliefs, physical or mental capabilities, gender identity or expression, sexual orientation and many other characteristics bring together varied perspectives and add value to the service we provide our clients, trading partners, and communities. This policy extends to all aspects of our employment practices, including but not limited to, recruiting, hiring, discipline, firing, promoting, transferring, compensation, benefits, training, leaves of absence, and other terms, conditions, and benefits of employment.

How We Support Our Teammates Ryan Specialty seeks to offer our employees a comprehensive and best-in-class benefits package that helps them — and their family members — achieve their physical, financial, and emotional well-being goals.

In addition to paid time off for company holidays, vacation, sick and personal days, Ryan offers paid parental leave, mental health services and more.

$The wage range for this role considers many factors, such as training, transferable skills, work experience, licensure and certification, business needs, and market demands. Full-time roles are eligible for bonuses and benefits.

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We provide individuals with disabilities reasonable accommodations to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment in accordance with applicable law. A multi-time winner of Newsweek’s Most Loved Workplaces and Insurance Business’s Top Insurance Employers, Ryan Specialty is home to some of the brightest talent in the insurance industry.

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Ryan Specialty, LLC and its affiliates (“Ryan Specialty”) do not accept unsolicited resumes or candidate profiles submitted by any staffing agencies, placement services or professional recruiters (“Agencies”), including any submissions made through our website or to email accounts of Ryan Specialty employees. Agencies must be registered in Ryan Specialty’s agency portal and have a fully executed contract for service between Ryan Specialty and the Agency. Agency fee agreements will only be valid if provided in such fully executed contract between Ryan Specialty and the Agency.