Remote Commercial Insurance Underwriter

Merchants Insurance Group is a leading Property and Casualty Insurer in the Northeast and is looking for a Commercial Lines Underwriter for our Commercial Lines Underwriting team located in Melville, New York.

The Commercial Lines Underwriter will become part of a dedicated underwriting team, collaborating with our agency partners to deliver professional service that achieves the most optimal outcomes for our policyholders, and profitable growth for Merchants and our Agency Partners.

We offer a hybrid work schedule, requiring two full days per week in the office, with flexibility to work remotely or onsite the remaining days. This model supports collaboration while providing flexibility and work-life balance.

Essential Duties and Responsibilities

Cultivating solid relationships with Agents and internal staff while working towards achieving the most optimal outcomes for Merchants and our policyholders.

Works with the underwriting assistant to ensure adherence to corporate underwriting policy and service standards.

Reviews accounts beyond individual authority with the Regional Underwriting Manager or Supervisor and recommends a course of action.

Achieve commercial lines regional production goals and loss ratio objectives for assigned territory.

Qualifications & Skills

College degree or equivalent work experience.

3+ years commercial lines underwriting experience.

Property and Casualty insurance related coursework is a plus i.e. CPCU.

Strong background in underwriting commercial lines accounts and building agency relationships.

Previous Agency relationships within the local insurance industry are highly desirable.

Microsoft Office knowledge as well as the ability to work with internal company systems (WINS, ImageRight etc.).

Strong communication, organizational and computer skills.

Pay Information

Merchants Insurance Group offers a competitive pay scale. The estimated salary for this role ranges from $75,000 - $100,000 based on leveling and geography, along with an equity component and a comprehensive benefits package. This range is merely an estimate; actual compensation may deviate from this range based on skills, experience and qualifications.

Benefits

Welcoming and positive work environment

Flexible work arrangements, including flex scheduling and summer hours

Hybrid work schedule (requires two full days per week in the office)

Competitive pay scale

Generous paid time off package

Full benefits: Health, Dental, Vision, Life Insurance, Short Term Disability, 401(k) employer match up to 100% of 6% of your annual contributions.

Outstanding company bonus programs

Tuition Reimbursement

Merchants Insurance Group is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or veteran status. Merchants Insurance Group supports a safe workplace through pre‑employment background screenings.

This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

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