Remote Life Insurance Underwriter

Sana's vision is to make healthcare easy.

All of us can agree healthcare is simply too hard in the US. You'll be at the intersection of underwriting strategy and sales execution—collaborating closely with our sales, actuarial, and product teams to evaluate risk, price appropriately, and push the boundaries of what's possible in small group underwriting.

Evaluate employer group risk and determine appropriate pricing for level-funded plans

Analyze risk factors and make informed, data-driven decisions—balancing risk tolerance with growth goals

Help design and refine underwriting guidelines, processes, and tools as we scale

Partner cross-functionally with Product, Actuarial, and Customer Success to continuously improve the end-to-end experience

Monitor underwriting outcomes and market dynamics to inform ongoing pricing and risk strategies

Strong understanding of health insurance pricing, risk assessment, and underwriting guidelines

• Comfortable taking calculated risks to support business goals, especially in a fast-evolving startup environment
• Highly collaborative and proactive—able to build strong working relationships across Sales, Actuarial, and beyond
• Strong data analysis skills (Excel, etc.)

Remote company with a fully distributed team – no return-to-office mandates

• Flexible vacation policy (and a culture of using it)
• Medical, dental, and vision insurance with 100% company-paid employee coverage
• Short and long-term disability, as well as life insurance
• Competitive stock options are offered to all employees
• Stipends for setting up your home office and an ongoing learning budget
• 85,000 - $115,000 a year Our cash compensation amount for this role is targeted at $85,000-115,000 base + equity per year for all US-based remote locations. Founded in 2017, Sana is a health plan solution built for small and midsize businesses — designed around our integrated primary care service, Sana Care. It's the foundation of everything we build: ensuring members can easily access high-quality, affordable care while employers and brokers have the tools they need to manage company benefits with confidence.

We've been remote-first since day one, with a fully distributed team across the U.If you're energized by solving complex, meaningful problems and want to help reshape how healthcare works from the inside out, we'd love to meet you.