Mortgage Banking Originator

Mortgage Loan OriginatorThe Mortgage Loan Originator originates first mortgage loans and home improvement loans for consumers.Originates one-to-four family residential loans by talking with customers and by contacting realtors, builders, etc.; engages in sales efforts at the customer's home or place of business and away from the bank's place of business or any office maintained for loan production business purposes.Responds to customer/contact inquiries regarding the association's loan products and customer's applications.Keeps up-to-date on government regulations and the association's policies and procedures regarding lending; participates in quarterly compliance training on banking regulations for industry.Promotes the association's Community Reinvestment Act loan program to real estate agents in low-to-moderate income neighborhoods.Projects a positive image of the association and make sales contacts by participating in community activities, organizations, and business-related functions.Knows, understands, and complies with current fair lending laws and bank policies and procedures; structures relationships with service providers in a strategic manner; develops performance metrics; measures vendor performance, provides feedback and holds accountable.Experience in customer service is required.Experience in mortgage lending along with lending laws, regulations, & guidelines is preferred.Experience in financial services or banking is preferred.Proficiency in MS Office [Outlook, Excel, Word] or similar software is required. Encompass, Cleartouch, OnBase, various government and investor software/web portals is preferred. CRM software is preferred.Education and Experience:Education: High School Diploma or equivalent is required; Bachelor's degree is preferred.This position is customarily and regularly performed outside of an office setting and hours of work are not structured.All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.