Realtors/Mortgage Professionals

Overview At Regions, the Community Mortgage Loan Officer establishes relationships with nonprofit housing groups, state and local housing offices, and community-based affordable housing organizations to generate and increase mortgage lending opportunities — particularly opportunities that support Regions’ efforts to meet its goals relating to the Community Reinvestment Act (CRA) and underserved consumers. This role will focus on originating residential mortgage loans to consumers with low-to-moderate income (as identified by the Department of Urban Housing and Development) and/or secured by property located in low-to-moderate income census tracts. This will include outside sales efforts and use of Regions’ network of branches. Responsibilities include qualifying customers, submitting applications, and facilitating essential communication between parties throughout the process.

Increases mortgage loan volume, primarily focusing on underserved communities and low-to-moderate income consumers and geographies, through effective selling

Promotes the Bank’s CRA efforts and generates residential mortgages in targeted areas

Establishes relationships with nonprofit housing groups, state and local housing offices, and community based affordable housing organizations to generate and increase CRA mortgage opportunities within targeted areas

Partners with state, local and county down-payment-assistance programs

Represents the bank at educational seminars, workshops, and housing programs with state and local, and non-profit housing organizations

Advises customers on the mortgage loans that are appropriate for their individual financial circumstances

Develops leadership abilities in the community when it comes to mortgages and mortgage knowledge

Builds and deepens relationships with industry-specific centers of influence, such as real estate agents and contractors

Maximizes the bank’s resources to assist in selling and establishing relationships

Cross-sells bank products at each mortgage closing

Structures loan to comply with acceptable lending practices and Federal regulations

Complies with all appropriate bank policies and regulatory guidelines

This position requires the tracking of time and is eligible for overtime for hours worked in excess of 40 per week under the Fair Labor Standards Act. This position requires registration with the Nationwide Mortgage Licensing System and Registry (NMLS). High School Diploma or GED

One (1) year of mortgage lending experience with proven mortgage production

Bachelor's degree

Prior mortgage experience in developing external business relationships

Knowledgeable of mortgage products, systems, terminology, tax requirements, down payment assistance programs, etc.

Proficient in Microsoft Office products

Position Type: Full time

Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.

Job Range Target:

Employees have the potential to earn commission based on performance against defined metrics and goals.

Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates. Medical, Dental and Vision Benefits

Disability Benefits

Health Savings Account

Flexible Spending Account

Life Insurance

Employee Assistance Program

Downtown Tampa, Tampa, Florida

Equal Opportunity Employer/including Disabled/Veterans

Application

Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting.