Remote Life Insurance Underwriter

Underwriter
Hybrid or Remote • Full-Time

HabGen Insurance is a specialty program built exclusively for student housing and multifamily communities — created by industry professionals who operated these properties before they underwrote them. We're growing quickly, and we're looking for an experienced Underwriter who's ready to own accounts, partner directly with brokers, and help shape a modern habitational program from the inside.
This role is offered as fully remote, or hybrid if you're located near our Chapel Hill, NC office.
As a HabGen Underwriter, you'll be responsible for the day-to-day underwriting and growth of an assigned book within our specialty habitational program. You'll work directly with brokers, evaluate new and renewal business, and partner with senior underwriters and program leadership on appetite, pricing, and portfolio decisions.
Underwriting & Risk Selection
Review new and renewal submissions for student housing and multifamily Property and General Liability risks.
Evaluate financial strength, loss experience, sponsor quality, and territorial exposure to determine risk acceptability.
Price accounts in line with HabGen's appetite, pricing discipline, and target rates.
Broker Partnership & Market Development
Manage assigned accounts through the policy lifecycle — new business, renewals, endorsements, and mid-term changes.
Collaborate with claims, loss control, and operations to drive favorable underwriting outcomes.
Monitor portfolio performance and contribute to underwriting discipline and profitable growth.
Program Building
Bring market intelligence and account-level insight back to leadership.
3+ years of commercial P&C underwriting experience required; Direct exposure to student housing, multifamily, or other habitational property risks is highly valued.

• Strong foundation in property and/or general liability underwriting, including risk assessment, financial analysis, and pricing.
• Excellent written and verbal communication, negotiation, and relationship-building skills.
• Familiarity with Google Workspace and Slack.

Competitive compensation with annual bonus potential , commensurate with experience.

• Comprehensive medical, dental, and vision coverage, with employer contributions to a Health Savings Account.
• 401(k) retirement plan with employer match.
• Employer-paid life and AD&D insurance, with options for supplemental life and short- and long-term disability coverage.
• Wellness and lifestyle benefits, including telehealth, an Employee Assistance Program, pet insurance, and an exclusive discount platform.
• Flexible work arrangements — fully remote, or hybrid if you're located near our Chapel Hill, NC office.
• HabGen Insurance is the first and only insurance solution purpose-built for student housing and multifamily communities. We're growing quickly inside Berylline Insurance Group (BIG), and we're investing in the underwriters who will help us scale.

What that means for you: a focused specialty program where your underwriting decisions matter, with direct access to decision-makers and the resources of an established insurance group behind you. You'll work on a single asset class with deep expertise, partner with brokers who value speed and straight answers, and have real influence on how the program evolves.
If you're an experienced underwriter who wants to focus, move quickly, and build something, there's a real seat for you here.
HabGen Insurance is an Equal Opportunity Employer and does not discriminate on any basis protected by applicable federal, state, or local law.
HabGen Insurance participates in E-Verify. Employment with HabGen Insurance is contingent upon completion of a background screening satisfactory to the Company, verification of identity and authorization to work in the United States as required by federal law, and completion of all required onboarding documentation.
Employment with HabGen Insurance is at will. Nothing in this job posting or in any related communication constitutes a contract of employment or guarantees employment for any specific duration. For application assistance, please contact View email address on beryllineinsurancegroup.applytojob.com.