Insurance Underwriter (Personal Lines) - REMOTE

IAT Insurance Group has an immediate opening for a personal lines Underwriter , from our Milwaukee, Wisconsin; The Underwriter will be part of a team responsible for overseeing and auditing Managing General Agent (MGA) underwriting activities to ensure adherence to underwriting authority, company guidelines, and regulatory standards. The position requires conducting regular file reviews, portfolio audits, and performance analyses to identify trends, risk exposures, and compliance gaps. The Underwriter will collaborate with MGA partners to address audit findings, implement corrective actions, and drive continuous improvement efforts. This role works a hybrid schedule that requires working from the office Monday through Wednesday, with the option of working Thursday and Friday remotely.

Oversee and audit underwriter file handling, risk evaluation and processing activities to ensure adherence to underwriting guidelines, authority and regulatory requirements

Conduct file reviews and program audits to analyze underwriting quality and compliance with established standards and regulatory requirements

Monitor portfolio performance, including profitability, loss ratios and underwriting quality across delegated authority, and applicable state regulations

Identify trends, process breakdowns, and control gaps, and document audit findings, key risks and observations

Provide recommendations for corrective actions and process improvements and track remediation efforts through completion

Oversee MGA handling of department complaints and rescission activity, including review and approval/declination of responses and determinations to ensure compliance with regulatory requirements and company standards

Support internal audits, regulatory exams, and compliance initiatives by providing documentation, underwriting rationale, and subject matter expertise

Collaborate cross-functionally, as needed, to address identified issues and support process improvement

Stay current of regulatory requirements, underwriting practices, and industry trends

Participate in training and professional development activities to continuously enhance underwriting knowledge, and technical expertise

5+ years of residential insurance underwriting experience

Bachelor’s degree in business, finance, insurance, or a related field

Advanced proficiency in Microsoft Excel

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. The total compensation will include a base salary, performance-based bonus opportunities, 401(K) match, profit sharing opportunities, and more. IAT Insurance Group is the largest private, family-owned property and casualty insurer in the U.We collaborate internally and with our partners to provide the best possible insurance and surety options for our customers.

At IAT, we’re committed to driving and building an open and supportive culture for all. Our employees propel IAT forward – driving innovation, stable partnerships and growth. 26 PTO Days (Entry Level) + 12 Company Holidays = 38 Paid Days Off

Hybrid work environment

Numerous training and development opportunities to assist you in furthering your career

Opportunity to earn performance-based bonuses

Dress for Your Day Policy

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.