Property Field Adjuster (Independent Contractor)

Investigate the origin and cause of homeowner property claims

Contact insureds, claimants, agents, attorneys, contractors, experts, special investigation units, other adjusters, and public personnel

Identify complex issues and seek assistance as needed

Handle first-party and third-party claims across multiple policy types and endorsements

Conduct on-site inspections, evaluate damages, and negotiate claims

Respond to customer inquiries, make appropriate decisions, and close files

Interpret policies, leases, by-laws, declarations, articles, and contract coverages

Provide claim process and status updates and answer or redirect questions

Complete other assignments, duties, or projects as required

Requirements Must be located within the Brainerd, Minnesota area

Demonstrated experience providing customer-driven solutions, support, or service

Demonstrated experience handling first-party and third-party, multi-line claims across operating territories or equivalent experience

Demonstrated experience handling moderately complex claims or equivalent experience

Solid knowledge of policies and endorsements related to casualty coverages or equivalent knowledge

Solid knowledge of each phase of the claim handling process or equivalent knowledge

Valid driver's license required

Acceptable driving record required

Must obtain state-specific property casualty claims licensing as required

Ability to travel up to 50%

Ability to perform catastrophe duty up to 75% as applicable

Ability to ascend and descend ladders, stairs, scaffolding, ramps, poles, and similar structures

Ability to work in customer homes, body shops, and other higher-hazard locations

Ability to work in tight and confined spaces and various environmental conditions

Ability to adjust or move objects up to 50 pounds in all directions

Construction background or familiarity and experience with Xactimate preferred

Offer contingent on applicable background checks

Offer contingent on signing a non-disclosure agreement

Sponsorship will not be considered unless specified in the posting

Core Competencies Demonstrates expertise in handling first-party and third-party claims, with solid knowledge of casualty coverages and the claim handling process. Capable of providing customer-driven solutions while effectively negotiating and evaluating damages in various environments.

Highest-signal resume keywords First-Party Claims Handling

Third-Party Claims Handling

Casualty Coverage Knowledge

Xactimate Familiarity

Customer Service Experience

ATS Optimization Keywords Hard Skills Claims Investigation

Damage Evaluation

Policy Interpretation

Negotiation Skills

Multi-Line Claims Handling

On-Site Inspections

Complex Issue Identification

Catastrophe Duty

Physical Ability to Ascend/Descend

Object Movement Up to 50 Pounds

Soft Skills Customer-Driven Solutions

Effective Communication

Decision-Making

Certifications & Qualifications State-Specific Property Casualty Claims Licensing

Valid Driver's License

Industry Keywords Homeowner Property Claims

Claims Process

Endorsements

Operating Territories

Higher-Hazard Locations

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