Underwriter Position Full Time Insurance

AVP, Excess Casualty
Location: New York City Reports To: President, Excess Casualty Employment Type: Full Time
Tokio Marine HCC is a leading global specialty insurance group, backed by the strength and stability of the Tokio Marine Group. With more than 50 years of sustained growth and profitability, and offices across the United States, the United Kingdom, Europe, and other international locations, we offer more than 100 classes of specialty insurance—covering everything from the crops that feed us and the concerts that entertain us to rescuing travelers abroad.
Guided by our Mind Over Risk philosophy, we empower clients to pursue opportunities with confidence while fostering a culture rooted in innovation, collaboration, and trust. Always Advancing, we embrace an entrepreneurial spirit; as Experts in Tomorrow, we anticipate what's next; and by Reaching Out, we build genuine connections that enable our people and our business to thrive.
Role Overview
Drive profitable growth within the Excess Casualty portfolio by underwriting complex risks, developing strong broker relationships, and delivering disciplined risk selection and pricing.
This role is responsible for building and managing a diversified portfolio of predominantly risk management accounts while contributing to overall unit profitability and underwriting excellence within a collaborative, high-performing environment.
Key Responsibilities

Build and manage a profitable portfolio of Excess Casualty business within defined underwriting appetite
Develop and maintain strong relationships with retail brokers to generate consistent new and renewal opportunities
Underwrite complex risks through detailed evaluation of exposures, operations, and loss drivers
Analyze underlying coverage, structure excess layers, and negotiate terms, pricing, and capacity within multi-layer programs
Assess pricing adequacy using technical models, market insight, and underwriting judgment
Conduct loss analysis to evaluate severity potential, aggregation risk, and emerging exposures
Document underwriting decisions, pricing rationale, and coverage positions clearly and consistently
Collaborate with claims, actuarial, and underwriting leadership to inform risk selection and portfolio strategy
Deliver timely, responsive service and clear communication to brokers and internal stakeholders
Stay current on industry trends, legal developments, and competitive dynamics
What You Bring
Education

~ Bachelor's degree in Risk Management, Finance, Business, or related field (or equivalent experience)

Experience

• 5–10+ years of Excess Casualty or related casualty underwriting experience
• Proven ability to underwrite complex, large-limit risks
• Demonstrated success in building broker relationships and generating profitable production

Qualifications

Strong technical underwriting expertise across casualty exposures
Deep understanding of policy forms, coverage structures, and excess layering
Advanced analytical skills in pricing, loss evaluation, and risk selection
Strong negotiation and relationship management skills
Excellent communication, documentation, and organizational abilities
Ability to operate effectively in a collaborative, fast-paced environment
What We Offer

• Competitive salary and comprehensive medical, vision, and dental benefits
• 401(k) with company match
• Generous PTO, holidays, and parental leave
• Ongoing learning and professional development opportunities
• Opportunity to build and grow a casualty portfolio within a collaborative, entrepreneurial environment

Equal Opportunity Employer
Tokio Marine HCC is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to age, ancestry, citizenship, color, family or medical care leave, gender identity, genetic information, marital status, medical condition, national origin, physical or mental disability, protected veteran or military status, race, ethnicity, religion, sex (including pregnancy), sexual orientation, or any other characteristic protected by applicable laws, regulations, and ordinances.
The pay range for this position is $153,000 - $254,000, which includes geographic adjustments, where applicable.