Life Insurance Actuary

Join our Global Risk Management Group, where you’ll play a key role in safeguarding the company, ensuring we deliver on our commitments to customers and stakeholders, and driving responsible growth. As part of our team, you’ll identify, monitor, and mitigate both financial and non-financial risks across the organization. Leverage your expertise as the second line of defense to advise our business on effective risk management strategies. This means challenging ideas, implementing robust controls, and enforcing guardrails to foster responsible business growth. Join us in advancing MetLife’s legacy of trust through exemplary risk management practices.
The AVP and Actuary is responsible for owning the Insurance Risk Economic Capital (EC) framework and overseeing actuarial assumptions, with responsibility for reporting, planning, methodology, and ongoing evolution of capabilities across the enterprise. This is an exciting opportunity to lead the transformation of EC processes from manual, spreadsheet-driven workflows to automated, scalable, and insight-driven capabilities, while ensuring strong governance, transparency, and control. In parallel, the role will provide independent review and challenge of actuarial assumptions, including increasing use of AI and advanced analytics in assumption setting. Over time, this role will play a key part in repositioning Insurance Risk for an AI-enabled environment, strengthening how experiences and emerging risks are translated into business decisions.
Own the Insurance Risk EC framework, including reporting, planning, methodologies, and outputs.
Serve as the central point of accountability for EC across Insurance Risk and Actuarial stakeholders.
Continuously evolve EC methodologies to reflect changes in business strategy, products, and risk profile.
Lead the transformation of EC reporting toward automated, controlled, and scalable processes.
Establish sustainable production processes with clear controls, data lineage, and documentation
Foster a shift from production-focused work to insight-driven analysis within the team.
Introduce and scale use of automation, data analytics, and AI-enabled tools where appropriate.
Own and Enhance EC Planning & Projections
Own the EC planning process, including projection of capital aligned with business plans and strategic initiatives.
Improve efficiency, consistency, and transparency of forward-looking capital analysis.
Enable scenario-based and dynamic capital planning, supporting decision-making across the organization.
Incorporate AI and Emerging Risks into EC
Own the approach for integrating AI-related risks into the EC framework
Ensure risks such as model instability, bias, and data drift are appropriately reflected in capital assessments.
Actuarial Assumption Review & Challenge
Provide independent review and challenge of key actuarial assumptions, including mortality, morbidity, and PHB behavior assumptions.
Ensure assumptions are appropriate, explainable, and aligned with observed experience and forward-looking risks.
Work closely with Actuarial, Product, Finance, Capital Management, and Modeling teams.
Act as a bridge between risk, business, and technical teams, enabling alignment and execution.
Influence senior stakeholders through clear communication of complex risk and capital insights
10+ years in insurance, actuarial, or risk management role

• Actuarial assumptions and experience studies
• Insurance product risks
• Data and analytics tools (e.g., Python, visualization tools)
• Comfortable challenging actuarial assumptions with credibility and independence

Curious and forward-looking, with interest in AI, analytics, and evolving risk practices
Location Expectation: This is a hybrid role requiring a minimum of 3 days per week in office.
This role may also be eligible for annual short-term incentive compensation and stock-based long-term incentives. S. benefits address holistic well-being with programs for physical and mental health, financial wellness, and support for families. We offer a comprehensive health plan that includes medical/prescription drug and vision, dental insurance, and no-cost short- and long-term disability. We also provide company-paid life insurance and legal services, a retirement pension funded entirely by MetLife and 401(k) with employer matching, group discounts on voluntary insurance products including auto and home, pet, critical illness, hospital indemnity, and accident insurance, as well as Employee Assistance Program (EAP) and digital mental health programs, parental leave, paid time off, paid holidays, volunteer time off, tuition assistance and much more! For more information regarding MetLife’s U.About MetLife
Recognized on Fortune magazine's list of the "World's Most Admired Companies", Fortune World’s 25 Best Workplaces™, as well as the Fortune 100 Best Companies to Work For®, MetLife, through its subsidiaries and affiliates, is one of the world’s leading financial services companies; providing insurance, annuities, employee benefits and asset management to individual and institutional customers. With operations in more than 40 markets, we hold leading positions in the United States, Latin America, Asia, Europe, and the Middle East.
As part of our New Frontier strategy, MetLife is building an AI-enabled, people-centered future. We’re looking for people who bring curiosity, adaptability, and a growth mindset as we use AI to enhance how we serve customers, support communities, and evolve the way work gets done. At MetLife, AI is a responsible partner that supports human judgment, creativity, and continuous improvement while helping us build trust, inclusion, and long-term value.
Our purpose is simple - to help our colleagues, customers, communities, and the world at large create a more confident future. United by purpose and guided by our core values - Win Together, Do the Right Thing, Deliver Impact Over Activity, and Think Ahead - we’re inspired to transform the next century in financial services. At MetLife, it’s [2] #AllTogetherPossible. MetLife is an Equal Opportunity Employer. All employment decisions are made without regards to race, color, national origin, religion, creed, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity or expression, age, disability, marital or domestic/civil partnership status, genetic information, citizenship status (although applicants and employees must be legally authorized to work in the United States), uniformed service member or veteran status, or any other characteristic protected by applicable federal, state, or local law ("protected characteristics").
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MetLife maintains a drug-free workplace.
An employer who violates this law shall be subject to criminal penalties and civil liabilities.