Life Insurance Sales Professional (Full Time)

Details Role: Licensed Insurance Sales Agent (with sign on bonus and uncapped commissions).
Location(s): Clifton, New Jersey
Employment Type: Full-Time with Benefits
Work Arrangement: Field Role
Career and Opportunity Kemper is a diversified insurance holding company that has been in business for over 100 years. We are firmly committed to serving the insurance needs of modest-income families. Our strength lies in our dedication to frequent personal home visits with new and existing customers to collect premiums, conduct sales of new policies, and address other service needs.
Kemper Life is actively seeking licensed agents to join our field sales teams. As a licensed insurance agent, you will be assigned an established book of business that provides prospecting opportunities for new sales and immediate income through a collections commission for premiums collected each month. With Kemper’s pay-for-performance compensation model, agents have the opportunity to determine their own income. As your book of business expands, so does your earning potential. Exceptional performance is also recognized through awards, prizes, and company-sponsored trips.
If you’re passionate about serving the underserved, this is the career for you. Our agents gain personal satisfaction and community prestige by performing meaningful work that helps clients protect the people and property they cherish.
Benefits Major Medical and Dental Insurance
Group Life Insurance
Short-Term & Long-Term Disability
401(k) with Company Match
Paid Vacation
Great work-life balance. Benefit from autonomy in managing your customer visits and premium collection schedule
Career growth and promotional opportunities
Licensed Agent Bonus Program Through Kemper’s Licensed Agent Bonus Program, new agents who are licensed to sell all Kemper Life Products will be eligible for up to $4,750 in bonuses during their first year.

• 750 bonus when hired and assigned to an agency
• 1,500 bonus after six production months
• 2,500 bonus after 12 production months

To qualify for these bonuses, agents must maintain a $200 average monthly issued premium and be an active employee in good standing. Agents must be fully licensed to sell all Kemper Life products in his/her resident state. The Licensed Agent Bonus Program is not available to rehires or agents with temporary licenses.
Responsibilities Day-to-Day Activities Coordinating home visits and conducting sales presentations, recommending products, and closing new sales
Prospecting for new sales opportunities
Maintaining strong customer relationships by collecting premiums on a pre-arranged schedule that you determine
Responding promptly to service requests such as beneficiary changes, claims, and loans
Record keeping, accounting for money collected, and processing policy paperwork
Agent Expectations Grow the assigned territory through new sales
Build strong working relationships with customers
Devote the time necessary to fulfill the responsibilities of the role
Pursue continuous professional development in insurance products and sales effectiveness
Minimum Qualifications Must be fully licensed to sell all Kemper Life’s products (Life, Health, P&C)
Customer service experience
Must be at least 18 years of age
Valid driver’s license with required auto insurance coverage
Dependable vehicle for daily travel
Ability to pass a background check, motor vehicle report, and drug screening
Authorization to work in the United States
Kemper is proud to be an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran, disability status or any other status protected by the laws or regulations in the locations where we operate. We are committed to supporting diversity and equality across our organization and we work diligently to maintain a workplace free from discrimination.

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