Insurance Underwriter - Personal Lines

Underwriter needed for Carrier Agency in Broward County. Fabulous organization - wonderful environment. As an Underwriter, you will be responsible for evaluating new business applications, ensuring eligibility based on company guidelines, and reviewing renewal policies to maintain a profitable book of business. You will have the opportunity to work with agents, analyze inspection reports, assess risk, and determine the appropriate course of action.

Essential Duties and Responsibilities:

Analyze and evaluate new and renewal business to determine eligibility and proper risk selection.

Review applications, inspections, photographs, and supporting documentation to make underwriting decisions in accordance with company guidelines.

Communicate directly with agents regarding underwriting decisions, inspections, policy changes, cancellations, and required documentation.

Manage a high-volume underwriting workload while meeting established production, quality, and service standards.

Exercise sound judgment when evaluating risk and determining the appropriate underwriting action.

Qualifications and Skills:

High school graduate or GED is required; a Bachelor's or Associate's Degree preferred.

Minimum of two years of Property & Casualty underwriting, agency, or insurance operations experience, or an equivalent combination of education and experience.

Must possess a 4-40 Customer Service Representative, 2-20 General Lines, or 20-44 Resident Personal Lines License. Professional certifications and designations are beneficial.

Ability to manage competing priorities in a fast-paced, production-driven environment.

Exhibits critical thinking and analytical skills with high attention to detail.

Demonstrated ability to work independently, prioritize workload, and meet established deadlines.

Strong organizational skills with the ability to manage a high-volume workload while maintaining accuracy and attention to detail.

Ability to interpret and apply underwriting guidelines while consistently exercising sound judgment.

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