Head of Risk Business Management (f/m/d)

Line Of Business
The Risk Manager I manages the creation, implementation and validation of various risk segmentation strategies including, but not limited to: adjudication, account management, exposure management, risk segmentation, and financial return optimization. This job provides critical information, interpretative, and detailed analysis, and deploys critical credit risk rational strategies that ensure the decisions are made within the TD risk appetite and adhere to all governmental requirements and guidelines. The Risk Manager I's primary accountability is providing a comprehensive and diverse range of risk management expertise. The Risk Manager I investigates, creates, implements and validates various risk segmentation strategies and policies using complex data, advanced analytical approach, and business intelligence tools.

Demonstrates governance, control and risk management behaviors in alignment with TD policies and practices

Leads/participates in the identification, development and implementation of new initiatives, operating workflow, additional services/applications or operational efficiencies including potentially leading special project teams or cross functional work groups

Assists with developing and enhancing credit risk assessment capabilities to identify and maintain good business opportunities with new and existing clients

Performs detailed analysis and interprets information to make recommendations to Senior Management on critical strategies including non-standard and ad-hoc requests as determined by management

Creates reports on the results of implemented strategies, using all appropriate quantitative methods and MIS, and makes recommendations to increase efficiencies and revenue while managing credit risk and produce those reports on a regular basis

Effectively works cross-functionally with teams outside of risk

Works with Internal Audit / External Regulators, to ensure that documentation for all work processes is complete and up-to-date

Ensures sound credit control by taking a pro-active approach to risk management within the risk guidelines of the Bank

Bachelor's degree required; Graduate degree preferred

Proficient PC skills including a strong competency in MS Excel and PowerPoint, and a variety of PC-based analytical and reporting software packages

Experience with the use of Relational Databases and the process of Extract Transform Load (ETL) using common languages such as SQL or SAS

Familiar with various analytical or reporting tools, such as SAS, R, Matlab, Tableau, etc.

Strong analytical and problem solving skills are required to interpret data and draw conclusions

Experience in data modeling and risk management either from a business administration, statistical, mathematical, scientific or financial background

Experienced in developing and presenting recommendations to Senior Management

Experience with programming (Python, SAS, SQL)

Experience with performing analytics on large data sets

Experience with credit or financial data

Domestic Travel - Occasional

International Travel - Occasional

Operating standard office equipment - Continuous

Reading, writing and comprehending instructions - Continuous

TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.

If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at View email address on click.appcast.io. J-18808-Ljbffr TD