Remote Healthcare Actuary

Tampa, FL (hybrid) or Remote | Reports to: Chief Financial Officer

Stay for the innovation.

Let's keep things simple: we are an unbelievably talented, hard-working, and compassionate team driving towards a mission that impacts every single one of us — even you.

Healthcare benefits are complex and largely underutilized by most people. We do that by guiding employees to affordable, high-quality healthcare, consolidating our clients’ health and wellness strategies into the HealthJoy Benefits Operating System - a simple, unified digital experience. We're building intelligent platforms that use predictive analytics, natural language processing, and machine learning to guide employees to affordable, high-quality care. We are hiring a Principal Actuary to lead the actuarial side of how we design, price, and measure our products. You will report directly to the CFO and work closely with our executive, product, and data science teams. We already have strong data science and analytics capabilities; this role adds dedicated actuarial leadership to that work.

ASA or FSA (MAAA preferred) with at least 7+ years of health actuarial experience, ideally on commercial or employer-sponsored plans

A strong understanding of self-funded plan economics, including stop-loss, lasering, and claims forecasting

Hands-on experience designing and modeling employer-funded Health Reimbursement Arrangements, including how they fit with the medical plan, HSA compatibility, ERISA and COBRA requirements, and IRS compliance

Experience building or reviewing program savings studies, and honest opinions about where the common methods fall short

Strong SQL skills; Python or R is a plus

You want broad ownership and visibility rather than a narrow slice of a large actuarial department

Base salary of $220,000 to $270,000, plus an annual bonus target and equity. Certain roles are eligible for additional cash incentives such as commission, annual bonus targets, overtime pay or other variable incentives.

3) analysis of external market data; and 4) company budget and financial performance.

HealthJoy is a remote-first employer. In addition to cash compensation, HealthJoy offers a rich “Total Rewards” package that includes:

Medical, Dental and vision insurance packages

Stock options for eligible roles

Company sponsored Short Term and Long Term Disability coverage

Flexible PTO

We believe that everyone should be paid based on their qualifications, experience, and the work that they do, and not on their gender, race, or any other personal characteristic. Additionally, we assess the external market and internal equity across like roles. As part of our regular review of pay practices, HealthJoy examines employee pay for potential disparities between persons of different genders, races and ethnicities that are not explainable by objective factors such as performance, experience level, credentials, or location, and are committed to correcting any issues and reviewing practices from unintended outcomes.

All qualified applicants receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or any other basis forbidden under federal, state, or local law.

We celebrate diversity and are committed to creating an inclusive environment for all employees.

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