Insurance Underwriter M

Program Underwriter/Delegated Authority Specialist

The AXA XL North America Programs Unit provides customized program solutions and underwriting capacity for market-leading delegated-authority Program Administrator partners who underwrite and administer Property and/or Casualty programs on our behalf.

The Program Underwriting Specialist provides technical underwriting and program support to Program Managers within North America Delegated Authority Programs. Acting as a technical resource, the Program Underwriting Specialist supports underwriting governance, regulatory alignment, and program execution, operating with sound judgment while working collaboratively across the Programs team and broader organization.

Review submissions, underwriting guidelines, forms, and supporting materials to assist in evaluating program underwriting approach, and governance considerations.

Contribute to preparation of due diligence materials for internal review and approval forums.

Support Program Managers through regular interaction on underwriting and documentation matters, helping ensure programs perform in line with key performance measures and profitability objectives.

Support periodic program analysis through review of program data and reporting to inform underwriting quality and performance trends.

Assist with maintaining disciplined underwriting governance and consistent underwriting quality across active programs.

Support ongoing and periodic reviews of underwriting materials as programs evolve.

Forms, Rates & Rules / Regulatory Support

Analyze insurance forms, rates, and rules for consistency with underwriting intent and program structure.

Coordinate form, rate, and rule filing activity with actuarial, legal, and regulatory teams.

Assist with documenting audit findings, tracking remediation efforts, and supporting follow‑up activities.

Collaborate across Underwriting, Legal, Claims, Operations, and various Regulatory functions.

Contribute as an engaged team member on special projects and initiatives that support program performance and execution.

Bachelor’s Degree or relevant work experience; insurance-related coursework or professional designations a plus.

Familiarity with regulatory concepts, including insurance forms, rates, and rules, and how they align with underwriting intent.

Inclusion

AXA XL is committed to equal employment opportunity and will consider applicants regardless of gender, sexual orientation, age, ethnicity and origins, marital status, religion, disability, or any other protected characteristic. Five Business Resource Groups focused on gender, LGBTQ+, ethnicity and origins, disability and inclusion with 20 Chapters around the globe.

Robust support for Flexible Working Arrangements

Named to the Diversity Best Practices Index

Signatory to the UK Women in Finance Charter

AXA XL’s Reward program is designed to take care of what matters most to you, covering the full picture of your health, wellbeing, lifestyle and financial security. We strive for market alignment and internal equity with our colleagues’ pay.

At AXA XL, we know how important physical, mental, and financial health are to our employees, which is why we are proud to offer benefits such as a competitive retirement savings plan, health and wellness programs, and many other benefits.