Senior Actuary (Remote)

As a Senior Research & Development (R&D) Actuary, you'll be instrumental in developing and maintaining sophisticated mortality and lapse assumptions that drive our business decisions. You'll leverage your analytical prowess to translate experience data into valuable insights that inform product development, pricing strategies, and portfolio management across both Canadian and US markets.

Lead experience analysis initiatives to monitor population and insured life trends across direct insurance and reinsurance portfolios
Develop key assumptions for mortality and lapse rates used in new business costing, in-force management opportunities, and business valuation
Analyze complex data sets to identify underlying drivers of mortality and lapse, including policyholder behavior, product characteristics, and underwriting methods
Create innovative tools and analytics to enhance monitoring methods and improve assumption accuracy
Collaborate cross-functionally with US market units, Risk Management, In-force Optimization, and Portfolio Steering & Monitoring teams
Document thoroughly all assumption development processes in compliance with corporate governance standards
Ensure alignment between developed assumptions and their implementation in models to prevent unexpected errors

The Actuarial and Research Development team specializes in life insurance experience monitoring/analysis and assumption development support for US markets. Our team leads and ensures consistent application of sound actuarial principles, methods, and tools across the organization. We provide critical insights that drive product development, pricing strategies, and experience analysis.

Fellowship with the Society of Actuaries with 7+ years of relevant experience
Bachelor's degree in mathematics, statistics, actuarial science, or related field with demonstrated mathematical and analytical abilities
Experience in mortality and lapse assumption development for life insurance products
Proven ability to translate complex analytical findings into clear business recommendations
Proficiency in technical tools such as Excel, Visual Basic, R, Python, SAS, or AXIS
Knowledge of actuarial modeling platforms like ICE or Stargate
Creative problem-solving approach and resourcefulness in overcoming barriers
Our company operates under a hybrid work model, with the expectation that employees work from the office three days per week every week; however, for an exceptional candidate, the role can be done remotely within USA.

Please note that this role is not eligible for visa sponsorship/visa transfers/visa extension or relocation support.

The specific salary offered for this, or any given role will take into account a number of factors including but not limited to job location, scope of role, qualifications, complexity/specialization/scarcity of talent, experience, education, and employer budget. This means that we consider all components of compensation in their totality (such as base pay, short-and long-term incentives, and benefits offered), in setting individual compensation.