Mortgage Originator, Full Time

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Mortgage Loan Originator
Regular Full-Time 21st Ave., First Farmers and Merchants Bank, The work location for this position is flexible. We have branches in Maury, Lawrence, Giles, Hickman, Marshall, Williamson, Davidson, and Hamilton Counties in Tennessee. Education Level: High School Diploma or equivalent

Job Type: Full Time

VEVRAA Federal Contractor

Request Priority Referral of Protected Veterans

EOE Females/Minorities/Protected Veterans/Disabled

We’re seeking a dynamic Mortgage Loan Originator with strong sales abilities and a passion for building meaningful partnerships. In this role, you will take the lead in developing and nurturing new relationships with Real Estate professionals within your market—helping expand our presence and drive continued growth.

As an MLO, you’ll guide clients through the mortgage process with clarity and confidence, delivering exceptional service and crafting tailored financing solutions that support their homeownership goals. You’ll build long-term client relationships, analyze financial information to recommend the best lending options, and collaborate closely with a supportive, high-performing team.

If you’re a motivated salesperson who thrives on relationship-building, strategic thinking, and helping clients achieve their dreams, this is the opportunity to grow your career and make a meaningful impact.

Meet with mortgage applicants to understand their financial needs and review initial loan requests.

Submit fully completed loan applications and documentation for processing.

Monitor progress and keep clients informed from application through post closing.

Structure & Present Loan Solutions

Negotiated loan terms and structure financing packages based on risk and credit considerations.

Present loan recommendations for approval in alignment with bank policies.

Maintain accurate financial and credit tracking records.

Maintain Credit Quality

Perform credit investigations as needed and keep credit files current throughout the life of the loan.

Support the bank’s relationship focused culture with strong product knowledge and proactive communication.

Build positive relationships with customers, prospective clients, and team members.

Help coordinate workflow and contribute to a supportive team environment.

Follow all company policies, procedures, lending regulations, and industry standards.

Strong communication and communication building skills

Ability to analyze financial information and make sound recommendations

Knowledge of mortgage lending practices and regulations

A team oriented approach with a commitment to excellent customer service