Mortgage Loan Processor (Remote | Work From Home)

Welcome to BankSouth Mortgage!Accelerate Your Career with UsImagine a workplace where you’re valued, your work has purpose, and you get to help people achieve the American dream! At BankSouth Mortgage, we’re more than just mortgages; we’re a family committed to excellence, integrity, and community.We’re backed by BankSouth, a top-performing community bank, and together, we’re making homeownership dreams come true for thousands every year.Experience Our Unique CultureLeadership That Inspires: Work with creators, dreamers, and doers who lead with passion and responsibilityPower in Commitment: Be part of a team that puts relationships, community, and integrity at its coreInnovative Approach: Comprehensive Health Package401k MatchingLife & Disability InsurancEmployee Assistance ProgramFSA & DCA supporAnd Much More!Join Us & Shape the FutureWhether you are looking for an exciting career path or a place where your work makes a difference, BankSouth Mortgage is the place for you! Your Role Here MattersEvery role at BankSouth Mortgage is crucial. Your contribution will not only help families secure their homes but also enrich the communities we serve. Come, be a part of something bigger, and experience mortgage excellence with us!BankSouth Mortgage: BankSouth Mortgage is seeking an experienced Mortgage Loan Processor III to join our team. The candidate has the option to work from our Atlanta area (Buckhead, Milton, Peachtree City or Woodstock), Athens or Greensboro office. Applicant may be eligible to work remotely from their home after completing a 30-day in-office period, provided performance meets expectations and the applicant resides within one hour of a BankSouth Mortgage office.As a key member of our mortgage operations team, the Processor III plays a critical role in ensuring a smooth and efficient loan process from application through closing. This position requires a high level of expertise, attention to detail, and the ability to manage complex loan files while maintaining exceptional service for both internal partners and customers. Essential FunctionsCollect documentation to complete preparation of mortgage loan file, including, but not limited to credit application, income verification, asset verification, appraisal, title, and fraud prevention report.Verify all documentation received for accuracy and completeness as it compares to the application data and complete any blanks or make corrections where documentation verifies data that applies.Independently process a variety of loan types and loan complexities, relying on prior knowledge of standard concepts of mortgage lending, Review the provided guidance on newer loan programs and/or investors to become well versed and expand your knowledge base.Establish a working knowledge of all introduced technology platforms and exercise adoption in a timely manner.Provide support and instruction to other processors in various levels of mortgage processing practice & standards.ComplianceResponsible for learning, understanding and practicing required fraud prevention practice, BSA and OFAC compliance requirementsEnsure that BankSouth Mortgage adheres to all applicable federal and state regulationsMaintain confidentiality of all customer files & associated informationAssist examiners and auditors by providing required documentationCorrect exceptions to issues found by examiners and auditorsRequired Experience, Skills & EducationExposed to and well versed in a wide variety of concepts, practices, lending programs and procedures of mortgage lending.Ability to accurately apply established BankSouth Mortgage lending guidelines.Exceptional communication skillsSelf-motivated, capable of understanding and accomplishing personal and enterprise defined goals, such as required metrics that are identified by department leadership.Three to five (3-5) years of progressively more responsible and comprehensive mortgage processing experienceThis job description is not intended to be all-inclusive, and employees will also perform other reasonable related business duties as assigned by immediate supervisor and other management as required.BankSouth Mortgage is an Equal Employment Opportunity (EEO) Employer committed to diversity in the workplace. It does not discriminate against any qualified employee or applicant on the basis of age, race, color, sex, religion, national origin, disability, protected veteran status, genetic data, gender identity, sexual orientation or other legally protected status.