Senior Underwriter (Life Insurance)

Senior Underwriter, Excess CasualtyThis is an opportunity to join Ascot Group - one of the world's preeminent specialty risk underwriting organizations.Designed as a modern-era company operating through an ecosystem of interconnected global operating platforms, we're bound by a common mission and purpose. Our underwriting platforms collaborate to find creative ways to deploy our capital in a true cross-product and cross-platform approach. These platforms work as one, deploying our capital creatively through our Client Centric, Risk Centric and Technology Centric strategies.Built to be resilient, Ascot offers clients leading financial security while delivering bespoke products and world class service — both pre- and post-claims. Ascot is embedding artificial intelligence (AI) and automation across the organization to enhance decision making, efficiency, and quality of outcomes. Ascot's Excess Casualty Business Unit is expanding, and we are seeking a Senior Underwriter, Excess Casualty, to join the Excess Casualty National Accounts team to support their assigned region. The successful candidate will analyze data, evaluate potential liabilities, and cultivate strong relationships with brokers and clients throughout the region.Responsibilities:Own the profitability, growth, and retention of an assigned Excess Casualty portfolio by executing disciplined risk selection and underwriting strategies aligned with the business unit's objectives.Evaluate, structure, price, negotiate, and bind complex accounts, balancing customer needs with risk appetite and long-term profitability.Monitor premium, exposure, loss activity, expenses, and claims trends at the account and portfolio levels; take timely corrective action when performance falls outside expectations.Exercise sound independent judgment within delegated underwriting authority and promptly refer risks that fall outside established guidelines or authority.Provide practical, constructive feedback to regional and home-office leadership to improve processes, increase efficiency, and enhance the broker and client experience.Use internal and third-party data, analytics, and AI-enabled tools to strengthen risk assessment, improve underwriting productivity, and support informed decision-making.Demonstrate The Ascot Way in daily interactions by fostering collaboration, inclusion, colleague development, engagement, and individual accountability.Requirements:Bachelor's degree or an equivalent combination of education and relevant professional experience.At least three years of underwriting experience in the property and casualty insurance industry; Working knowledge of Excess Casualty products, underwriting practices, and applicable insurance regulations; Demonstrated ability to assess complex risks, interpret financial and loss information, and apply strong technical, analytical, quantitative, and critical-thinking skills.Highly organized and able to manage a portfolio, prioritize competing demands, meet deadlines, and work effectively with limited supervision.Proficiency with Microsoft Office and the ability to work effectively with data, analytics, and AI-enabled underwriting tools.Ability to travel approximately 10–15%.***Other rewards may include annual cash bonus and other forms of discretionary compensation awarded by the Company.Company BenefitsThe Company provides a competitive benefits package that includes the following (eligibility requirements apply):Health and Welfare Benefits: Medical (including prescription coverage), Dental, Vision, Health Savings Account, Commuter Account, Health Care and Dependent Care Flexible Spending Accounts, Life Insurance, AD&D, Work/Life Resources (including Employee Assistance Program), and more.Leave Benefits: Paid holidays, annual Paid Time Off (includes paid state /local paid leave where required), Short-term Disability, Long-term Disability, Other leaves (e.g., Bereavement, FMLA, Adoption, Maternity, Military, Primary & Non-Primary Caregiver)Retirement Benefits: