Realtors/Mortgage Professionals

Mortgage Loan Officer
Provide superior service, quality advice and show our utmost respect to everyone we meet.”
As a Mortgage Loan Originator, you will procure new mortgage transactions for the Bank. The originator’s primary responsibility is to bring new mortgage loan business to the bank. Responsibilities include taking qualified and complete loan applications, collecting the requisite supporting documentation, and submitting loan packets to the bank’s production office. Originator also supports production by soliciting realtors, builders, and other partners to establish business relationships, and by soliciting all types of residential mortgage loan prospects.
Reports To: VP Head of Loan Operations
Accept mortgage loan applications and interview loan applicants according to policies, procedures, and guidelines established by ChoiceOne, regulatory agencies, and other appropriate entities. Continually review journals, articles, publications, and other material to review regulatory and legal changes pertinent to their area of lending to ensure that policies and procedures comply with all applicable laws and regulations.
Sales planning,
Develop partnerships with commercial, consumer, investment, and insurance divisions.
Involvement in marketing of products, services, and promotions related to mortgage loan campaigns and marketing efforts of the organization.
Takes appropriate actions necessary to remain abreast of and adhere to all applicable banking/consumer regulations.
Be familiar with and comply with the provisions of the Bank Secrecy Act and USA PATRIOT Act as they relate to the functions of this position. Complete all required reports related to those acts and reports any observed violations or potential violations of those acts to a supervisor or other appropriate bank officer.
Be familiar with and comply with all federal and state banking regulations as applicable.
General Accounting knowledge
Ability to perform minimal data entry
High School Diploma or equivalent
Bachelor's Degree in business-related major preferred
Five (5) to seven (7) years of progressively more responsible job-related experience to be familiar with all lending functions and regulatory requirements
NMLS Registration

Written and Oral Communication – Effective written and oral communication skills required, with the ability to interface with Internal and external stakeholders and community partners. Quality – Demonstrates accuracy and thoroughness; monitors own work and the work of others to ensure quality.
collects and researches data; uses intuition and experience to complement data.
pursues training and development opportunities; takes independent actions and calculated risks; asks for and offers help when needed.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Ability to work in an office environment which may include many hours of computer and telephone usage.
This position is remote-eligible on a full-time basis.
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.