Mortgage Originator, Full Time

Full-time

At Sunflower Bank, N.Since our founding in 1892, we've been committed to serving our communities and supporting the team members who make it all possible. As a full-service financial institution, we offer a full range of relationship-focused services to meet personal, business, and wealth-management financial objectives. Learn more about Sunflower Bank, N.Sunflower Bank, N.A. is looking for an energetic, highly motivated individual to fill the position of a full-time Mortgage Underwriter III .

The Mortgage Underwriter III renders a final decision (e.g., approval, disapproval, approval with conditions) for mortgage loan applications in a timely, accurate and compliant manner. This position reviews loan applications based on factors such as capacity, credit history, capital, and collateral in compliance with company policy, contracts, investor guidelines, lending programs and state and federal laws and regulations.

approved, suspend, denied) for mortgage loan applications based on factors such as capacity, credit history, capital and collateral.

Apply underwriting rules from multiple sources to accurately and consistently review individual loan applications. Review each loan file to verify documents are present, accurate, accurately calculated, compliant and sufficiently complete for an underwriting decision. Accurately answer questions from and educate loan officers, loan processors, and other appropriate personnel about underwriting rules and how they apply to individual loan applications. Review and answer loan scenario questions from loan officers.

Perform necessary computer-based functions for both internal and external IT systems. Conduct online research.

Meet rules, obligations, timelines, and deadlines to comply with company policy, contracts, investor guidelines, lending programs and state and federal law and regulation.

Perform the job in accordance with applicable industry laws and regulations as well as the policies and procedures established by the company.

Graduation from a 4-year college or university with related major, preferred

At least 10+ years of underwriting experience or combination of mortgage processing and underwriting experience

Veterans Administration (VA) Lender Appraisal Processing Program (LAPP/SAR)

Down payment assistance programs-preferred but not required

Must be proficient in Microsoft Office Suite.

Employees may spend extended periods sitting or standing, using hands to operate computers or other equipment, and reaching for work-related tasks. Sunflower Bank Benefits

People choose to "bank" with us, but for those we serve, we're more than a bank. We strive to be the financial backbone of their lives, and we know that starts with our team.

Community Focused

Health/Dental/Vision Insurance

• Company-paid Life Insurance
• Tuition Reimbursement
• Fitness Reimbursement
• Paid Holidays
• If you qualify, apply online at

You've never worked anyplace like Sunflower Bank!

EOE/AA: Minorities/Females/Disabled/Vets

Sunflower Bank, N.A. is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with a disability, sexual orientation, gender identity, or any other characteristic protected by law.

We accept applications on an ongoing basis until the role is filled. If you are a California resident, you may be entitled to certain rights regarding your personal information, which is information that identifies, relates to, or could reasonably be linked with a particular California resident or household. Additional information about our data collection practices and location specific notices is available on our privacy policy.