Senior Health Insurance Underwriter

The Senior Underwriter will lead the underwriting of complex construction exposures within Chubb's Construction division. You will assess risk, develop pricing strategies, and collaborate with brokers and internal teams to ensure profitable and compliant coverage for practice programs, individual projects, and maintenance wrap policies. Work with actuary, risk engineering, credit management, home-office, etc. Documents the underwriting files

Analyze and underwrite individual construction risks, including practice programs, project covers, and maintenance wraps.

Develop and maintain pricing models and rate structures for construction lines of business.

Prepare detailed underwriting submissions, risk assessments, and policy terms.

Monitor portfolio performance and recommend adjustments to maintain profitability and loss ratios.

Stay current on construction industry trends, emerging risks, and market conditions.

Participate in product development and enhancement initiatives for construction insurance offerings.

Prepare regular reports and presentations for senior management on underwriting results and risk trends.

Bachelor's degree in Finance, Business, Risk Management, or related field; MBA or advanced underwriting certification preferred.

Minimum 3-5 years of underwriting experience in the construction insurance sector.

Proven track record of underwriting complex construction risks with strong loss control results.

In‑depth knowledge of construction practices, contracts, and regulatory environment.

Proficiency with underwriting software, rating tools, and Microsoft Office Suite.

Chubb is a world leader in insurance. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance, and life insurance to a diverse group of clients. The company is distinguished by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength, underwriting excellence, superior claims handling expertise and local operations globally. At Chubb, we are committed to equal employment opportunity and compliance with all laws and regulations pertaining to it. Our policy is to provide employment, training, compensation, promotion, and other conditions or opportunities of employment, without regard to race, color, religious creed, sex, gender, gender identity, gender expression, sexual orientation, marital status, national origin, ancestry, mental and physical disability, medical condition, genetic information, military and veteran status, age, and pregnancy or any other characteristic protected by law. Performance and qualifications are the only basis upon which we hire, assign, promote, compensate, develop and retain employees.