Commercial Lender - Banking

Develop, manage, and grow a portfolio of commercial banking relationships.

Proactively prospect for new commercial lending and deposit opportunities.

Originate and structure commercial loans while ensuring appropriate credit quality and risk management.

Analyze financial statements, cash flow, credit information, and other relevant borrower information.

Underwrite new commercial credits and prepare loan packages for approval.

Manage an existing loan portfolio while maintaining appropriate documentation, covenant compliance, and risk ratings.

Partner with internal teams to provide clients with deposit, treasury/cash management, merchant services, and other banking solutions.

Maintain compliance with applicable banking regulations, BSA requirements, and internal policies.

Participate in community and business development activities to strengthen the bank's presence in the local market.

Key Responsibilities Develop, manage, and grow a portfolio of commercial banking relationships.

Proactively prospect for new commercial lending and deposit opportunities.

Originate and structure commercial loans while ensuring appropriate credit quality and risk management.

Analyze financial statements, cash flow, credit information, and other relevant borrower information.

Underwrite new commercial credits and prepare loan packages for approval.

Manage an existing loan portfolio while maintaining appropriate documentation, covenant compliance, and risk ratings.

Partner with internal teams to provide clients with deposit, treasury/cash management, merchant services, and other banking solutions.

Maintain compliance with applicable banking regulations, BSA requirements, and internal policies.

Participate in community and business development activities to strengthen the bank's presence in the local market.

Ideal Candidate The Bank Is Looking For Someone Who Is Experienced in commercial banking and commercial lending.

Comfortable sourcing and developing new commercial relationships.

Experienced with commercial credit analysis and loan underwriting.

Able to manage and grow an existing commercial loan portfolio.

Knowledgeable in CRE, C&I, and other commercial lending products.

Able to balance production goals with sound credit judgment.

Interested in building a long-term career with a community-focused banking organization.

Qualifications Bachelor's degree preferred, or equivalent combination of education and banking experience.

Several years of relevant commercial banking, lending, or credit experience.

Strong understanding of commercial credit and financial analysis.

Ability to work independently while collaborating effectively with lending and bank leadership.

NMLS registration/licensing as required.

All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations.

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