Senior Legal Counsel - Fintech

Senior Legal Counsel Department: Legal ( US) Employment Type: Permanent Location: Atlanta Reporting To: Alec Choi Description We're hiring a US-qualified Senior Legal Counsel in our Atlanta office to lead YouLend's rapidly scaling US business-offering a unique chance to work on a high-growth, startup-like trajectory, backed by the infrastructure and reach of a global fintech. We're looking for a US-qualified Senior Legal Counsel to lead and help shape legal strategy for our US business from our Atlanta office. This is not a narrow legal role. You'll work across the full range of issues that come with scaling a US fintech business, from major commercial partnerships and product structuring to capital markets, governance, operations and regulatory questions. You'll have meaningful ownership, senior stakeholder exposure and room to grow, while being supported by a global Legal team that understands the business and operates at the centre of YouLend's strategy. You'll be the primary legal business partner for US matters, working closely with senior stakeholders across the US business and the wider group. You'll also have the support of an established global Legal team, with strong infrastructure, senior oversight and external counsel support where needed. Act as the primary legal business partner for YouLend's US business.

Lead negotiations on major US partnerships with global e-commerce platforms, payment service providers and other strategic partners.

Draft, negotiate and manage complex commercial and partnership agreements.

Work directly with product, tech, commercial, finance and operations teams to deliver pragmatic legal advice.

Advise on scalable US product, payments and SME financing structures.

Work on strategic US matters, including capital markets, restructurings, non-performing assets, group structuring and corporate governance.

Advise on US regulatory matters relevant to the business, including state-level regulatory considerations and bank partnership structures.

Manage external US counsel and supervise Legal team members.

Help build scalable legal processes, templates and playbooks for the US business as it grows.

At least 6 years of post-qualification experience (corporate, M&A, financing, fintech or regulatory) at a top law firm.

Strong commercial instinct and genuine interest in fintech, embedded finance and SME financing.

Experience with complex transactions, commercial negotiations and cross-functional work.

Able to operate in a fast-moving environment, balancing legal rigour with commercial pragmatism.

Clear, direct communicator with strong drafting, negotiation and legal judgment.

Comfortable advising senior stakeholders and translating complex legal issues into practical guidance.

Fintech, financial services, payments, technology or other relevant in-house experience.

US financial regulatory experience, especially in SME financing, embedded finance, payments or bank partnership structures.

YouLend has been recognized as one of the "Best Places to Work in 2024, 2025and 2026" by the Sunday Times for being a supportive, diverse, and rewarding workplace.

YouLend has been recognized as a "Top 250 Fintech Worldwide" company by CNBC.

We have developed powerful solutions, won some significant partnerships, and are growing at a rapid pace.

100% growth during 2022 and 2023), so clear outlook to compensation (bonus or share option appreciation) and career growth (through growth with the business).

• Well-capitalized with supportive private equity backing.
• A high-quality team that pushes each other to succeed through direct feedback and aligned incentives.

Data-driven culture and emphasis on speed (anti-red tape).

Health Care Coverage. Medical Plan (medical insurance and prescription drug coverage)- Choice of 5 different plans through United Healthcare.

Dental plan coverage

Employee & Child; Retirement - 401K match. Basic Life & AD&D Insurance.

International travel insurance covered if traveling abroad for work purposes.

Paid Time Off (PTO)- 20 working days (4 weeks) + US public holidays

Paid Office Parking