Actuarial Analyst

Actuarial AnalystWe are Hiring! Actuarial Analyst Location: La Jolla, CA, Edina, MN, or RemotePalomar is a rapidly growing and innovative insurer focused on providing specialty insurance to residential and commercial customers. Palomar welcomes self-motivated individuals to our thriving company. Guided by an entrepreneurial spirit, Palomar is building a dynamic and diverse team.Join a company built on a culture of agility, innovation and authenticity that delivers peace of mind and protection to individuals and businesses impacted by adversity.The Details: We are seeking a motivated and curious Actuarial Analyst with a strong quantitative background and an interest in pricing to join our actuarial team. Reporting to the VP, Actuarial, this role offers exposure to pricing decisions across multiple business lines while building foundational technical and business acumen. The ideal candidate brings analytical rigor, attention to detail, and a collaborative mindset to support profitable growth in a dynamic environment. This position is an excellent opportunity for someone in their early actuarial career to develop pricing expertise.What will you do? (Job Duties)Contribute to the development, maintenance, and enhancement of actuarial pricing models, tools, and rating plans.Perform account- and portfolio-level pricing analyses using actuarial techniques and loss experience data.Support program evaluation, new business onboarding, and deal structuring through data-driven pricing insights.Assist in portfolio monitoring, including rate adequacy, trend analysis, and profitability assessments—sharing findings with senior team members.Participate in research and ad hoc projects such as segmentation analysis, ILF review, and exploration of new models or methodologies.Collaborate with Underwriting, Finance, Claims, and Reinsurance teams to deliver actionable insights and contribute to cross-functional initiatives.Identify and recommend opportunities for process improvement, efficiency, and automation within pricing workflows.What we are looking for: (Experience)Typically 3–5 years of experience in an actuarial or analytical role.Bachelor's degree in mathematics, statistics, actuarial science, or a related field.Minimum of 3 actuarial exams passed, with a strong interest in pursuing ACAS and/or FCAS credentials.Solid understanding of actuarial pricing methods and data analytics in the property & casualty industry.Familiarity with SQL and Microsoft Office Suite; exposure to programming languages such as Python, VBA, or R is a plus.Strong communication skills and a collaborative mindset, with the ability to thrive in a team-oriented environment.We love people who want to: Build strong relationships through transparency, trust, and respect for each other. Work in an agile environment, with a resilient mindset to find creative solutions to challenges. Collaborate and celebrate diverse perspectives, promoting inclusivity and equality. Do the right thing with strong conviction and integrity. Be bold and innovative to help make an impact. If you thrive in a dynamic environment, and like working with happy, authentic, talented people, you'll enjoy a career with Palomar! Zoom in and out between strategic and tactical. Demonstrable track record of working autonomously and driving progress. Be intellectually curious, think creatively, and pragmatic.What will you get in return?Full Suite of Medical BenefitsLong Term Financial Incentives: All team members receive company equity.401k with 3.5% automatic fully vested Employer ContributionCompetitive PTO + Holiday ProgramHybrid Work EnvironmentProfessional Development AssistanceCareer Exploration OpportunitiesRegular company-wide social events (even virtually!)Diversity at Palomar At Palomar, we are committed to diversity, equality, and inclusion in all facets of the organization. We have built an open culture that celebrates the diversity of our workforce, while actively championing equality and inclusion practices that make us a company people want to work with and work for.Accommodations: Palomar will consider reasonable accommodations to ensure a qualified applicant with a disability (both visible and invisible) can be considered for the position. Palomar will also consider necessary modifications to the physical work environment, or to the way a job is usually performed, so an individual with a disability can perform the essential functions of the position. Additional accommodations will be considered that enable an employee with a disability to enjoy equal benefits and privileges of employment like those that are enjoyed by other employees without disabilities.No phone calls or agency solicitation please Pay Range: $95,000-$140,000