Senior Business Banking Relationship Manager

The Business Banking Relationship Officer Team is made up of Business Banking Relationship Officers, Treasury Management Officers, Underwriters, Client Managers, and Analysts.This team managesCommercial and Industrialand Practice Finance relationshipsthroughout its life – developing meaningful connections withleadershipof the companies they serve. Always mindful of the changes in the company, its industry, etc., over time that might create a change in their financial service needs. As the Business Banking Relationship Officer Sr. , you will be selling bank products and services to companies with revenues between $1mm-$25mm. These products and services are Commercial & Industrial, Practice Finance and Payment Technologysolutions that will entice prospective companies to award new business to UMB. You will engage and build relationshipsin the community with Business Owners, CFO’s, CEO’s, and Controllers. You will also manage existing business,maintainingrelationship profitability & portfolio risk, and theprofitable growth of the portfolio includingloans, deposits, & fee income.Youhave the ability tohelp clients achieve their financial dreams, streamline business processes and help them better understand theirworkingcash flow needs. How you’ll spend your time You will utilize your networking abilities in the community by participating in community and professional activitiesin order toenhance UMB’s image and brand to build new business. You will utilize your credit skills to qualify companies eligible for loan business while managingthe overall credit quality of assigned portfolio to ensure the loan quality. You will utilize your negotiation skills to negotiate loan proposals, analyze & evaluate credit requests & write loan commitments, for presentation to underwriter or loan committee for loan approval. Utilizing your communications skills, you will serve as the primary contact for all financial services to individual Business Banking clients with the bank to ensure retention of business. We’re excited to talk with you if You possess a bachelor’s degree or equivalent work experience of up to 7 years in a commercial lending role. You have demonstrated experience in sales to small businesses, credit knowledge, and credit underwriting knowledge. Bonus points if You have strategic industry sales knowledge, and marketing abilities to those industries. This position was posted on 07/30/2026. The application deadline for this position is 45 days from the posting date unless filled earlier. Compensation Range $98,208 - $144,705 The posted compensation range on this listing represents UMB’s good faith and reasonable estimate based on its budget and what it expects to be the starting pay for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors. Please see the description of benefits included with this job posting for additional information. UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary. Are you ready to be part of something more? You're more than a means to an end—a way to help us meet the bottom line. UMB isn't comprised of workers, but of people who care about their work, one another, and their community. Expect more than the status quo. At UMB, you can expect more heart. You'll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing, no matter what. And, expect more opportunities. UMBers are known for having multiple careers here and having their voices heard. UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law. If you need accommodation for any part of the employment process because of a disability, please send an e-mail to View email address on click.appcast.io to let us know the nature of your request. If you are a California resident, please visit our Privacy Notice for California Job Candidates to understand how we collect and use your personal information when you apply for employment with UMB. #J-18808-Ljbffr UMB Bank